tracked. vs Finzen
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
tracked. compared with Finzen
| Detail | 
tracked. | 
Finzen |
|---|
| What it does | Know where your money actually goes
| The all-in-one personal finance dashboard combining envelope budgeting, expense tracking, and portfolio management
|
|---|
| Stage | MVP
| MVP
|
|---|
| Founded | Not given
| 2020
|
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| Based in | Not given
| DE
|
|---|
| Pricing model | Freemium
| Free trial
|
|---|
| Pricing | Free forever for tracking expenses and subscriptions. Pro: $2.99/week or $39.99/year (approximately $3/month, saves 80%). 3-day free trial for Pro.
| Free during open beta. Full release will be subscription-based with price TBD. Beta users will receive a discount.
|
|---|
| Key features | - Log expenses with photo receipt scanning
- Subscription tracking with renewal alerts
- Automatic cheaper alternative suggestions
- AI money assistant (Penny) for spending questions
- Monthly spending breakdowns and insights
- Price drop notifications
- Subscription savings analysis
| - Envelope-based budgeting with real-time category tracking
- Multi-asset portfolio tracking including stocks, ETFs, crypto, commodities, and forex
- Visual reports and Sankey diagrams showing spending flows
- Real-time net worth and portfolio performance tracking
- Annualized performance and wealth projections
- Manual transaction entry with no bank connections required
- AES-256 encryption with zero-knowledge architecture
- EU server hosting under GDPR compliance
- CSV import for portfolio positions
- Desktop and mobile access
|
|---|
| What makes it different | - Spot forgotten subscriptions before they drain your budget for months
- Find exact savings when switching to cheaper subscription alternatives
- Ask Penny questions about spending in plain language without charts or filters
- Expense logging with no manual typing via receipt photos
| - Manual entry by design creates financial awareness and spending habits, unlike automated bank-syncing apps
- Combines budgeting and investing in a single app, providing complete net worth view across cash and all assets
- Zero-knowledge encryption and EU hosting unlike US-based competitors relying on third-party aggregators
- Built by a single developer with no shareholders or exit strategy, focused on quality over growth metrics
- Privacy by design with technically impossible data sales due to encryption
|
|---|
| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | 16 ● no change since last check |
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| Trust Flow (Majestic) | 0 | 11 |
|---|
| Citation Flow (Majestic) | 6 | 20 |
|---|
| Referring domains (Majestic) | 23 | 16 |
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6 details filled in for both companies.
More alternatives to tracked. More alternatives to Finzen