tracked. vs FinZot

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

tracked. compared with FinZot
Detail	tracked.	FinZot
What it does	Know where your money actually goes	DIY retirement and financial planning with full tax detail and Claude AI assistance
Stage	MVP	Not given
Founded	Not given	Not given
Based in	Not given	Not given
Pricing model	Freemium	Freemium
Pricing	Free forever for tracking expenses and subscriptions. Pro: $2.99/week or $39.99/year (approximately $3/month, saves 80%). 3-day free trial for Pro.	Free tier: The whole planner and app including up to 4 plans with 12 scenarios each, tax engine, Monte Carlo analysis, and free trial of Claude connector. Plus tier: $100 USD per year with higher Claude connector limits.
Key features	Log expenses with photo receipt scanning Subscription tracking with renewal alerts Automatic cheaper alternative suggestions AI money assistant (Penny) for spending questions Monthly spending breakdowns and insights Price drop notifications Subscription savings analysis	Tax modeling down to lot-level cost basis with capital gains stacking Income tax calculation for 41 states and DC with local tax support Social Security modeling with earnings test and spousal benefits Monte Carlo analysis with thousand trials from real market history Claude AI integration for plan building and analysis Roth conversion and withdrawal optimizer Multi-scenario comparison with detailed scenario diffing Real estate modeling with depreciation and rental property analysis Family and household modeling with marriage, children, and moves Income tracking for salary, RSUs, pensions, and Social Security
What makes it different	Spot forgotten subscriptions before they drain your budget for months Find exact savings when switching to cheaper subscription alternatives Ask Penny questions about spending in plain language without charts or filters Expense logging with no manual typing via receipt photos	Tax-focused planning engine that models actual tax impacts at lot level Claude AI integration that builds and updates plans via conversation Free core planner with optional paid Claude connector tier Variable spending model that adapts annually based on portfolio performance
Community votes	0	0
DR (Domain Rating by Ahrefs)	3 +3 (up) since last check	Not checked yet no change since last check
Trust Flow (Majestic)	0	1
Citation Flow (Majestic)	6	19
Referring domains (Majestic)	23	29

5 details filled in for both companies.

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