Unspent vs Back to the Points
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Unspent compared with Back to the Points
| Detail | 
Unspent | 
Back to the Points |
|---|
| What it does | No spend tracker app for mindful spending
| Track, value and redeem credit card rewards, airline miles and hotel points in one place
|
|---|
| Stage | Startup
| MVP
|
|---|
| Founded | 2026
| Not given
|
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| Based in | CA
| IN
|
|---|
| Pricing model | Freemium
| Free
|
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| Pricing | Free version available. Unspent More: 7-day free trial, then Monthly US$2.99 or Annual US$24.99
| Free during early access
|
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| Key features | - Track skipped purchases
- See spending insights by category, merchant, and weekday
- Set and track savings goals
- Build streaks and earn achievements
- Create quick logs for common skips
- No bank connection required
- Search and filter skips
- Unlimited active goals
- Ad-free experience with subscription
| - Connect multiple credit cards and loyalty programs securely without storing passwords
- Alerts before loyalty points and miles expire
- Best card recommendation based on which card earns most for a purchase
- Bank-grade encryption for secure connection
- Read-only access to loyalty data without storing card details
- Calculate point valuations based on real achievable redemptions across programs
- Support for major Indian credit card issuers including HDFC, Axis, ICICI, SBI and American Express
- Support for major airline and hotel programs including Air India, Singapore Airlines, Marriott and Hilton
|
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| What makes it different | - Tracks decisions not to spend rather than expenses already spent
- Positive reinforcement approach instead of guilt-focused budgeting
- No bank connection or transaction imports needed
- Simpler alternative to traditional budgeting apps
| - Consolidated view of scattered loyalty points across multiple cards and programs in one dashboard
- AI-powered recommendations on which card to use before you spend to earn maximum value
- Personalized comparison of redemption options to avoid wasting points on low-value exchanges
- AI wallet that understands your rewards and recommends what to do with them, not just tracking
- Shows exact point costs before booking flights, hotels and upgrades directly through the app
|
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| Community votes | 0 | 0 |
|---|
| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 1 | 0 |
|---|
| Citation Flow (Majestic) | 18 | 0 |
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| Referring domains (Majestic) | 6 | 0 |
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7 details filled in for both companies.
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