Track all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia
Stage
Startup
Established
Founded
2026
2021
Based in
CA
UA
Pricing model
Freemium
Not given
Pricing
Free version available. Unspent More: 7-day free trial, then Monthly US$2.99 or Annual US$24.99
Free tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free.
Key features
Track skipped purchases
See spending insights by category, merchant, and weekday
Set and track savings goals
Build streaks and earn achievements
Create quick logs for common skips
No bank connection required
Search and filter skips
Unlimited active goals
Ad-free experience with subscription
Consolidate bank accounts, cards, cash and crypto in one dashboard
Voice, text and receipt photo expense recording with Surikat AI
Budget tracking with spending pace alerts
Days Supply calculator on iPhone and Mac
Annual spending heat map and analytics
Shared spaces for families and couples
Support for 8 crypto exchanges and wallets
Multi-currency conversion to hryvnia
AES-256-GCM end-to-end encryption
What makes it different
Tracks decisions not to spend rather than expenses already spent
Positive reinforcement approach instead of guilt-focused budgeting
No bank connection or transaction imports needed
Simpler alternative to traditional budgeting apps
Voice and photo receipt expense recording with AI categorization
Consolidated view of all money sources with single hryvnia conversion
Days Supply metric showing days until money runs out
End-to-end encryption with data stored only in EU
No data selling or AI model training on user information
Unspent
Degroshi