Automatic expense tracker that categorizes bank, card and UPI alerts without manual entry
Stage
Startup
Not given
Founded
2026
Not given
Based in
CA
IN
Pricing model
Freemium
Not given
Pricing
Free version available. Unspent More: 7-day free trial, then Monthly US$2.99 or Annual US$24.99
Free plan available forever with no time limit. Tab.it Plus at ₹199/month (first month free). Tab.it Premium at ₹399/month or ₹3,999/year (first month free).
Key features
Track skipped purchases
See spending insights by category, merchant, and weekday
Set and track savings goals
Build streaks and earn achievements
Create quick logs for common skips
No bank connection required
Search and filter skips
Unlimited active goals
Ad-free experience with subscription
Automatic expense tracking from bank and UPI SMS alerts
Receipt scanning with AI extraction
Bill splitting and group settlement
Spending analytics and trend identification
On-device SMS filtering for privacy
iOS Shortcuts automation for iPhone SMS tracking
What makes it different
Tracks decisions not to spend rather than expenses already spent
Positive reinforcement approach instead of guilt-focused budgeting
No bank connection or transaction imports needed
Simpler alternative to traditional budgeting apps
Automatic expense categorization without manual entry, using on-device SMS filtering
Built specifically for India with UPI and bank SMS support
Strong privacy through 9-layer on-device message filtering that never sends content to cloud
Integrated bill splitting with automatic settle-up calculations for groups
Free plan forever with core features including auto-tracking and bill splitting
Unspent
Tab.it