Unspent vs The Silo
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Unspent compared with The Silo
| Detail | 
Unspent | 
The Silo |
|---|
| What it does | No spend tracker app for mindful spending
| Budgeting and debt payoff planner with no bank linking and no data selling
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| Stage | Startup
| Not given
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| Founded | 2026
| Not given
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| Based in | CA
| Not given
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| Pricing model | Freemium
| Not given
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| Pricing | Free version available. Unspent More: 7-day free trial, then Monthly US$2.99 or Annual US$24.99
| Free plan: 2 accounts, 5 debts, 1 property, no card required. Home plan: $5.99/month.
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| Key features | - Track skipped purchases
- See spending insights by category, merchant, and weekday
- Set and track savings goals
- Build streaks and earn achievements
- Create quick logs for common skips
- No bank connection required
- Search and filter skips
- Unlimited active goals
- Ad-free experience with subscription
| - Avalanche, snowball, or custom debt payoff order
- Projected debt-free date
- Financial forecasting up to ten years out
- Overdraft warnings months in advance
- Bank and credit card statement upload
- No bank account connection required
- Two-factor authentication and encryption
- Consolidation offer calculator
- Household sharing of financial books
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| What makes it different | - Tracks decisions not to spend rather than expenses already spent
- Positive reinforcement approach instead of guilt-focused budgeting
- No bank connection or transaction imports needed
- Simpler alternative to traditional budgeting apps
| - No bank account linking – you enter numbers, not credentials
- Price locked in for life – no rate increases
- Reads bank statements to eliminate manual data entry
- Actual debt-free date instead of vague projections
- Warns of overdrafts months before they happen
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | 10 ● no change since last check |
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| Trust Flow (Majestic) | 1 | 22 |
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| Citation Flow (Majestic) | 18 | 12 |
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| Referring domains (Majestic) | 6 | 2 |
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4 details filled in for both companies.
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