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Untilfree vs AlloFi

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Untilfree compared with AlloFi
DetailUntilfree logo UntilfreeAlloFi logo AlloFi
What it doesYour financial freedom day, counted down every midnight Personal finance app that imports bank statements and helps track spending, manage bills, and split expenses with friends
StageNot given Not given
FoundedNot given Not given
Based inNot given US
Pricing modelFreemium Free
PricingFree with ads. Plus plan available yearly with free trial or one-time purchase option; price shown in app store. Not given
Key features
  • Calculate financial freedom date from four inputs: age, savings, monthly investment, monthly spending
  • Three scenario dates: cautious, base, and optimistic
  • 4% withdrawal rate by default or custom dividend yield input
  • Price it tool to show impact of purchases on freedom date
  • Home screen and lock screen countdown widgets
  • 5% annual savings growth calculation after inflation
  • No account or bank linking required
  • Unlimited Price it and What if tools with Plus plan
  • Smart statement imports - Upload bank or credit card statement PDFs and extract transactions, balances, and dates automatically
  • Spending insights - Categorized transactions organized by merchant
  • Financial Health Score - Single score built from spending, savings, obligations, and habits
  • Group expense splitting - Split and track who owes what, even with people not on AlloFi
  • Bills & recurring payments - Detect and track upcoming bills and subscriptions
  • Face ID lock - Biometric security protection
  • Data encryption - Encrypted in transit with privacy protections
What makes it different
  • Countdown widget shows days to financial freedom on home screen and lock screen
  • All data stays on your phone with no account or server required
  • Price it feature shows how purchases delay your freedom date in real time
  • Three estimate scenarios provided alongside the primary freedom date
  • No bank login required - import statements you already have instead of connecting bank accounts
  • Privacy-first approach - financial data never sold or used for advertising
  • Automatic transaction extraction from PDFs with accuracy checks
  • Built for how people actually manage money today
  • Financial clarity without spreadsheets - organized view of all money and spending
Community votes00
DR (Domain Rating by Ahrefs)1 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)10
Citation Flow (Majestic)811
Referring domains (Majestic)41

4 details filled in for both companies.

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