Untilfree vs Back to the Points
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Untilfree compared with Back to the Points
| Detail | 
Untilfree | 
Back to the Points |
|---|
| What it does | Your financial freedom day, counted down every midnight
| Track, value and redeem credit card rewards, airline miles and hotel points in one place
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| Stage | Not given
| MVP
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| Founded | Not given
| Not given
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| Based in | Not given
| IN
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| Pricing model | Freemium
| Free
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| Pricing | Free with ads. Plus plan available yearly with free trial or one-time purchase option; price shown in app store.
| Free during early access
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| Key features | - Calculate financial freedom date from four inputs: age, savings, monthly investment, monthly spending
- Three scenario dates: cautious, base, and optimistic
- 4% withdrawal rate by default or custom dividend yield input
- Price it tool to show impact of purchases on freedom date
- Home screen and lock screen countdown widgets
- 5% annual savings growth calculation after inflation
- No account or bank linking required
- Unlimited Price it and What if tools with Plus plan
| - Connect multiple credit cards and loyalty programs securely without storing passwords
- Alerts before loyalty points and miles expire
- Best card recommendation based on which card earns most for a purchase
- Bank-grade encryption for secure connection
- Read-only access to loyalty data without storing card details
- Calculate point valuations based on real achievable redemptions across programs
- Support for major Indian credit card issuers including HDFC, Axis, ICICI, SBI and American Express
- Support for major airline and hotel programs including Air India, Singapore Airlines, Marriott and Hilton
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| What makes it different | - Countdown widget shows days to financial freedom on home screen and lock screen
- All data stays on your phone with no account or server required
- Price it feature shows how purchases delay your freedom date in real time
- Three estimate scenarios provided alongside the primary freedom date
| - Consolidated view of scattered loyalty points across multiple cards and programs in one dashboard
- AI-powered recommendations on which card to use before you spend to earn maximum value
- Personalized comparison of redemption options to avoid wasting points on low-value exchanges
- AI wallet that understands your rewards and recommends what to do with them, not just tracking
- Shows exact point costs before booking flights, hotels and upgrades directly through the app
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 1 ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 1 | 0 |
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| Citation Flow (Majestic) | 8 | 0 |
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| Referring domains (Majestic) | 4 | 0 |
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5 details filled in for both companies.
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