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Untilfree vs Degroshi

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Untilfree compared with Degroshi
DetailUntilfree logo UntilfreeDegroshi logo Degroshi
What it doesYour financial freedom day, counted down every midnight Track all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia
StageNot given Established
FoundedNot given 2021
Based inNot given UA
Pricing modelFreemium Not given
PricingFree with ads. Plus plan available yearly with free trial or one-time purchase option; price shown in app store. Free tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free.
Key features
  • Calculate financial freedom date from four inputs: age, savings, monthly investment, monthly spending
  • Three scenario dates: cautious, base, and optimistic
  • 4% withdrawal rate by default or custom dividend yield input
  • Price it tool to show impact of purchases on freedom date
  • Home screen and lock screen countdown widgets
  • 5% annual savings growth calculation after inflation
  • No account or bank linking required
  • Unlimited Price it and What if tools with Plus plan
  • Consolidate bank accounts, cards, cash and crypto in one dashboard
  • Voice, text and receipt photo expense recording with Surikat AI
  • Budget tracking with spending pace alerts
  • Days Supply calculator on iPhone and Mac
  • Annual spending heat map and analytics
  • Shared spaces for families and couples
  • Support for 8 crypto exchanges and wallets
  • Multi-currency conversion to hryvnia
  • AES-256-GCM end-to-end encryption
What makes it different
  • Countdown widget shows days to financial freedom on home screen and lock screen
  • All data stays on your phone with no account or server required
  • Price it feature shows how purchases delay your freedom date in real time
  • Three estimate scenarios provided alongside the primary freedom date
  • Voice and photo receipt expense recording with AI categorization
  • Consolidated view of all money sources with single hryvnia conversion
  • Days Supply metric showing days until money runs out
  • End-to-end encryption with data stored only in EU
  • No data selling or AI model training on user information
Community votes00
DR (Domain Rating by Ahrefs)2 +1 (up) since last checkNot checked yet no change since last check
Trust Flow (Majestic)10
Citation Flow (Majestic)80
Referring domains (Majestic)40

4 details filled in for both companies.

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