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Untilfree vs Maali

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Untilfree compared with Maali
DetailUntilfree logo UntilfreeMaali logo Maali
What it doesYour financial freedom day, counted down every midnight Private personal finance app that runs entirely on your computer
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Free trial
PricingFree with ads. Plus plan available yearly with free trial or one-time purchase option; price shown in app store. Free for 30 days, then $99 USD once (includes all future updates)
Key features
  • Calculate financial freedom date from four inputs: age, savings, monthly investment, monthly spending
  • Three scenario dates: cautious, base, and optimistic
  • 4% withdrawal rate by default or custom dividend yield input
  • Price it tool to show impact of purchases on freedom date
  • Home screen and lock screen countdown widgets
  • 5% annual savings growth calculation after inflation
  • No account or bank linking required
  • Unlimited Price it and What if tools with Plus plan
  • Transaction import from bank statements (CSV) or SimpleFIN
  • Automatic transaction categorization that learns from corrections
  • Monthly spending analysis by category with cash flow
  • Local AI analyst for insights and anomaly detection
  • Works offline without internet connection
  • Supports Mac (Apple Silicon M1+) and Windows 10 & 11
What makes it different
  • Countdown widget shows days to financial freedom on home screen and lock screen
  • All data stays on your phone with no account or server required
  • Price it feature shows how purchases delay your freedom date in real time
  • Three estimate scenarios provided alongside the primary freedom date
  • All data and AI analysis run locally on your computer with no cloud servers or tracking
  • Works completely offline and requires no account or login
  • One-time $99 purchase with all future updates included
  • Automatic transaction categorization that learns from user corrections
  • Optional SimpleFIN connection keeps bank credentials on SimpleFIN's servers, never with Maali
Community votes00
DR (Domain Rating by Ahrefs)1 no change since last check3 −1 (down) since last check
Trust Flow (Majestic)18
Citation Flow (Majestic)823
Referring domains (Majestic)426

5 details filled in for both companies.

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