Untilfree vs My Money Train
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Untilfree compared with My Money Train
| Detail | 
Untilfree | 
My Money Train |
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| What it does | Your financial freedom day, counted down every midnight
| Know what you can spend right now with a simple visual spending pace
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| Stage | Not given
| Startup
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| Founded | Not given
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| Based in | Not given
| Not given
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| Pricing model | Freemium
| Freemium
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| Pricing | Free with ads. Plus plan available yearly with free trial or one-time purchase option; price shown in app store.
| Free: up to 3 trains, default train theme, transaction history, 30D/90D/1Y reports, core widget, Apple Shortcuts. Pro: $9.99/year or $29.99 lifetime for unlimited trains, train sharing, additional visual themes, custom train-level thresholds, full widget configuration, CSV export. Localized pricing
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| Key features | - Calculate financial freedom date from four inputs: age, savings, monthly investment, monthly spending
- Three scenario dates: cautious, base, and optimistic
- 4% withdrawal rate by default or custom dividend yield input
- Price it tool to show impact of purchases on freedom date
- Home screen and lock screen countdown widgets
- 5% annual savings growth calculation after inflation
- No account or bank linking required
- Unlimited Price it and What if tools with Plus plan
| - Live spending balance that updates continuously as time passes and purchases are made
- Multiple spending trains for different expense categories
- Visual train metaphor showing ahead or behind status
- Home Screen widget for quick balance checking
- Transaction history and spending reports
- Shared trains for household spending management
- iCloud sync for seamless data synchronization
- CSV export for data analysis
- Custom visual themes
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| What makes it different | - Countdown widget shows days to financial freedom on home screen and lock screen
- All data stays on your phone with no account or server required
- Price it feature shows how purchases delay your freedom date in real time
- Three estimate scenarios provided alongside the primary freedom date
| - Answers the immediate question of what you can spend right now instead of providing only a monthly total
- Progress carries forward across months instead of resetting at month-end
- Simple interface with one live number instead of complex spreadsheets or multiple categories
- Free version available with core features to test the method before upgrading
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 1 ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 1 | 0 |
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| Citation Flow (Majestic) | 8 | 21 |
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| Referring domains (Majestic) | 4 | 6 |
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5 details filled in for both companies.
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