Your financial freedom day, counted down every midnight
Simple zero-based budgeting for spending clarity
Stage
Not given
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Founded
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Based in
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US
Pricing model
Freemium
Freemium
Pricing
Free with ads. Plus plan available yearly with free trial or one-time purchase option; price shown in app store.
Free: $0/month. Pro: $99.00/year ($8.25/month when billed yearly) or $12.99/month when billed monthly. Eligible U.S. App Store subscribers get 14 days free trial, then $99.00/year.
Key features
Calculate financial freedom date from four inputs: age, savings, monthly investment, monthly spending
Three scenario dates: cautious, base, and optimistic
4% withdrawal rate by default or custom dividend yield input
Price it tool to show impact of purchases on freedom date
Home screen and lock screen countdown widgets
5% annual savings growth calculation after inflation
No account or bank linking required
Unlimited Price it and What if tools with Plus plan
Zero-based budgeting method
Manual transaction tracking
Intelligent recommendations for tracking
Recurring line items
Search across transactions and budget items
Export to CSV or XLSX
Cross-device sync
What makes it different
Countdown widget shows days to financial freedom on home screen and lock screen
All data stays on your phone with no account or server required
Price it feature shows how purchases delay your freedom date in real time
Three estimate scenarios provided alongside the primary freedom date
Built on simplicity by design, avoiding bloated features most people don't use
Free plan includes core budgeting without paid features
Works seamlessly across iOS, iPad, and web with real-time sync
Untilfree
OnTrack Money