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Untilfree vs Outlayr

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Untilfree compared with Outlayr
DetailUntilfree logo UntilfreeOutlayr logo Outlayr
What it doesYour financial freedom day, counted down every midnight Track every expense in one sentence
StageNot given Not given
FoundedNot given Not given
Based inNot given US
Pricing modelFreemium Freemium
PricingFree with ads. Plus plan available yearly with free trial or one-time purchase option; price shown in app store. Free: basic expense tracking with 20 captures every 30 days, 2 accounts, 2 category budgets, 1 account currency, no ads. Outlayr Pro: $7.99/month, $49.99/year with 7 days free, or $129.99 once; includes 500 captures every 30 days, unlimited accounts, category budgets and account currencies, sync acr
Key features
  • Calculate financial freedom date from four inputs: age, savings, monthly investment, monthly spending
  • Three scenario dates: cautious, base, and optimistic
  • 4% withdrawal rate by default or custom dividend yield input
  • Price it tool to show impact of purchases on freedom date
  • Home screen and lock screen countdown widgets
  • 5% annual savings growth calculation after inflation
  • No account or bank linking required
  • Unlimited Price it and What if tools with Plus plan
  • Log purchases by voice, text, or receipt photo
  • Supports 165 currencies with historical exchange rates
  • Budget tracking with overspend alerts
  • Savings goals with monthly targets
  • Split transactions across categories
  • Multi-account tracking with transfers
  • Spending insights and trends
  • Offline entry logging without internet
  • Export data as CSV or full archive
What makes it different
  • Countdown widget shows days to financial freedom on home screen and lock screen
  • All data stays on your phone with no account or server required
  • Price it feature shows how purchases delay your freedom date in real time
  • Three estimate scenarios provided alongside the primary freedom date
  • Type expenses as one sentence instead of filling multiple form fields
  • All data stored on your phone by default with optional sync
  • Open source code available on GitHub under GPL and AGPL licenses
  • Buy Pro once for $129.99 instead of subscribing
Community votes00
DR (Domain Rating by Ahrefs)1 no change since last check3 +3 (up) since last check
Trust Flow (Majestic)10
Citation Flow (Majestic)80
Referring domains (Majestic)40

5 details filled in for both companies.

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