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Untilfree vs Spendalyst

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Untilfree compared with Spendalyst
DetailUntilfree logo UntilfreeSpendalyst logo Spendalyst
What it doesYour financial freedom day, counted down every midnight The money app for people who hate money apps. No budgets, no spreadsheets.
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Free trial
PricingFree with ads. Plus plan available yearly with free trial or one-time purchase option; price shown in app store. $10.99/month or $89.99/year (equivalent to $7.50/month, saves $41.89/year). Both plans include a 14-day free trial with no card required.
Key features
  • Calculate financial freedom date from four inputs: age, savings, monthly investment, monthly spending
  • Three scenario dates: cautious, base, and optimistic
  • 4% withdrawal rate by default or custom dividend yield input
  • Price it tool to show impact of purchases on freedom date
  • Home screen and lock screen countdown widgets
  • 5% annual savings growth calculation after inflation
  • No account or bank linking required
  • Unlimited Price it and What if tools with Plus plan
  • Tracks recurring charges automatically
  • Alerts when prices increase
  • Flags renewals before they occur
  • Weekly summary card on Mondays
  • Categorizes transactions automatically
  • Works on all devices without download
  • Read-only bank connection via Plaid
  • 256-bit AES encryption
What makes it different
  • Countdown widget shows days to financial freedom on home screen and lock screen
  • All data stays on your phone with no account or server required
  • Price it feature shows how purchases delay your freedom date in real time
  • Three estimate scenarios provided alongside the primary freedom date
  • No budgeting required or system to maintain
  • Shows only changes that matter, once per week
  • Re-checks every recurring charge for price changes
  • 14-day free trial with no card required
  • Detects charges users have forgotten about
Community votes00
DR (Domain Rating by Ahrefs)1 no change since last check2 no change since last check
Trust Flow (Majestic)10
Citation Flow (Majestic)824
Referring domains (Majestic)435

5 details filled in for both companies.

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