Your financial freedom day, counted down every midnight
Know the day you'll be debt-free
Stage
Not given
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Founded
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Based in
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Pricing model
Freemium
Freemium
Pricing
Free with ads. Plus plan available yearly with free trial or one-time purchase option; price shown in app store.
Free for core features. Premium available as monthly subscription, yearly subscription, or one-time lifetime purchase. Premium subscriptions include a free week trial.
Key features
Calculate financial freedom date from four inputs: age, savings, monthly investment, monthly spending
Three scenario dates: cautious, base, and optimistic
4% withdrawal rate by default or custom dividend yield input
Price it tool to show impact of purchases on freedom date
Home screen and lock screen countdown widgets
5% annual savings growth calculation after inflation
No account or bank linking required
Unlimited Price it and What if tools with Plus plan
Debt payoff tracking with snowball and avalanche methods
Bill and payment reminders
Home screen widgets and Siri voice commands
Supports 44 languages and all major currencies
Shared budgets and goals with family or partners
What makes it different
Countdown widget shows days to financial freedom on home screen and lock screen
All data stays on your phone with no account or server required
Price it feature shows how purchases delay your freedom date in real time
Three estimate scenarios provided alongside the primary freedom date
Shows the exact month you'll be debt-free
Data stored only on your iPhone and iCloud, not Spendry's servers
Works offline with local calculations
Automatic reminders for bills, cards and subscriptions even when app is closed
Untilfree
Spendry