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THIS SESSION · FINTECH · MONEY TOOLS

Untilfree vs The Silo

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Untilfree compared with The Silo
DetailUntilfree logo UntilfreeThe Silo logo The Silo
What it doesYour financial freedom day, counted down every midnight Budgeting and debt payoff planner with no bank linking and no data selling
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Not given
PricingFree with ads. Plus plan available yearly with free trial or one-time purchase option; price shown in app store. Free plan: 2 accounts, 5 debts, 1 property, no card required. Home plan: $5.99/month.
Key features
  • Calculate financial freedom date from four inputs: age, savings, monthly investment, monthly spending
  • Three scenario dates: cautious, base, and optimistic
  • 4% withdrawal rate by default or custom dividend yield input
  • Price it tool to show impact of purchases on freedom date
  • Home screen and lock screen countdown widgets
  • 5% annual savings growth calculation after inflation
  • No account or bank linking required
  • Unlimited Price it and What if tools with Plus plan
  • Avalanche, snowball, or custom debt payoff order
  • Projected debt-free date
  • Financial forecasting up to ten years out
  • Overdraft warnings months in advance
  • Bank and credit card statement upload
  • No bank account connection required
  • Two-factor authentication and encryption
  • Consolidation offer calculator
  • Household sharing of financial books
What makes it different
  • Countdown widget shows days to financial freedom on home screen and lock screen
  • All data stays on your phone with no account or server required
  • Price it feature shows how purchases delay your freedom date in real time
  • Three estimate scenarios provided alongside the primary freedom date
  • No bank account linking – you enter numbers, not credentials
  • Price locked in for life – no rate increases
  • Reads bank statements to eliminate manual data entry
  • Actual debt-free date instead of vague projections
  • Warns of overdrafts months before they happen
Community votes00
DR (Domain Rating by Ahrefs)1 no change since last check10 no change since last check
Trust Flow (Majestic)122
Citation Flow (Majestic)812
Referring domains (Majestic)42

4 details filled in for both companies.

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