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Untilfree vs Zenith Flow

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Untilfree compared with Zenith Flow
DetailUntilfree logo UntilfreeZenith Flow logo Zenith Flow
What it doesYour financial freedom day, counted down every midnight Your financial future, finally clear
StageNot given Not given
FoundedNot given Not given
Based inNot given IT
Pricing modelFreemium Freemium
PricingFree with ads. Plus plan available yearly with free trial or one-time purchase option; price shown in app store. Free version includes Available, Zenith Index, Upcoming, unlimited accounts and transactions, 3 charts, 1 budget, 1 money box and 1 goal. Zenith Flow Plus costs €12.99 at launch price (then €19.99), as a one-time purchase, adding unlimited budgets, goals and money boxes, all charts, 24-month simulat
Key features
  • Calculate financial freedom date from four inputs: age, savings, monthly investment, monthly spending
  • Three scenario dates: cautious, base, and optimistic
  • 4% withdrawal rate by default or custom dividend yield input
  • Price it tool to show impact of purchases on freedom date
  • Home screen and lock screen countdown widgets
  • 5% annual savings growth calculation after inflation
  • No account or bank linking required
  • Unlimited Price it and What if tools with Plus plan
  • Available: calculates spending capacity across all accounts
  • Zenith Index: personal spending health metric from 0 to 100
  • Simulator shows financial position over 6, 12 or 24 months
  • Budgets and money boxes for spending control
  • Transaction history and quick entry
  • Charts and financial analytics
  • iCloud sync and encrypted backup
  • Credit card management with statement tracking
  • App lock and privacy controls
What makes it different
  • Countdown widget shows days to financial freedom on home screen and lock screen
  • All data stays on your phone with no account or server required
  • Price it feature shows how purchases delay your freedom date in real time
  • Three estimate scenarios provided alongside the primary freedom date
  • One-time purchase instead of subscription
  • No bank connection or accounts required
  • Available metric shows true spending capacity across all accounts
  • Personal Zenith Index compares you to yourself, not others
  • Native apps for Mac with full keyboard and menu support
Community votes00
DR (Domain Rating by Ahrefs)2 +1 (up) since last check1 +1 (up) since last check
Trust Flow (Majestic)10
Citation Flow (Majestic)80
Referring domains (Majestic)40

5 details filled in for both companies.

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