USDPAY vs FinCobra
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
USDPAY compared with FinCobra
| Detail | 
USDPAY | 
FinCobra |
|---|
| What it does | Non-custodial USDT payment gateway where funds go directly to your wallet
| Non-custodial crypto checkout that settles directly to your wallet
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| Stage | Not given
| Not given
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| Founded | Not given
| Not given
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| Based in | US
| Not given
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| Pricing model | Freemium
| Freemium
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| Pricing | Free plan: $0 per month + 0.9% per confirmed payment. Pro plan: $29 per month + 0.5% per confirmed payment.
| Free Start: First $1,000 of paid invoice volume included. Pay as You Go: 0.5% of paid invoice volume after Free Start. No monthly subscription.
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| Key features | - Hosted payment checkout page
- Payment links
- REST API for invoice creation
- Support for BEP20, TON and TRON TRC20 networks
- Instant payment webhooks
- AML wallet screening
- Multi-wallet support
- Unlimited invoices
- On-chain payment confirmation
| - Hosted payment checkout pages
- API for invoice creation
- Webhooks for payment status and fulfillment automation
- Support for Bitcoin, Ethereum, Solana, Arbitrum One, and Base
- BTC, USDT, and USDC payment acceptance
- Direct-to-wallet settlement with no custody
- Multi-wallet connection support
- Invoice tracking and status updates
- Priority email and chat support with 1 business day response time
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| What makes it different | - Non-custodial: funds go directly to merchant wallet, never held by USDPAY
- Transparent pricing with no setup or payout fees
- Multiple blockchain networks for cost flexibility
- Optional AML screening for risk assessment
| - Faster than running BTCPay yourself
- Keep custody without self-hosting your payment stack
- Stablecoin support for price-stable invoices
- Multi-chain support from one hosted checkout
- Built for technical teams with API integration ready
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| Free plan | Not given
| Not given
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| Open source | Not given
| Not given
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| Platforms | Not given
| Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 25 ● no change since last check | 5 ▼ −1 (down) since last check |
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| Trust Flow (Majestic) | 18 | 3 |
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| Citation Flow (Majestic) | 21 | 18 |
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| Referring domains (Majestic) | 34 | 13 |
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5 details filled in for both companies.
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