USDPAY vs Kilde

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

USDPAY compared with Kilde
Detail	USDPAY	Kilde
What it does	Non-custodial USDT payment gateway where funds go directly to your wallet	Private credit investment platform for accredited investors
Stage	Not given	Established
Founded	Not given	2019
Based in	US	SG
Pricing model	Freemium	Paid
Pricing	Free plan: $0 per month + 0.9% per confirmed payment. Pro plan: $29 per month + 0.5% per confirmed payment.	Fixed returns 10-15% per year; 0.5% annual platform fee regardless of investment size
Key features	Hosted payment checkout page Payment links REST API for invoice creation Support for BEP20, TON and TRON TRC20 networks Instant payment webhooks AML wallet screening Multi-wallet support Unlimited invoices On-chain payment confirmation	Monthly coupon payments Real-time investment dashboards Collateral-backed investments (1.6x coverage) Early redemption options Multi-currency investment (SGD, USD, EUR) Flexible investment terms (3-36 months) Joint account support Auto-Invest strategies Human advisor access
What makes it different	Non-custodial: funds go directly to merchant wallet, never held by USDPAY Transparent pricing with no setup or payout fees Multiple blockchain networks for cost flexibility Optional AML screening for risk assessment	MAS-licensed platform with strict regulatory compliance Fixed 10-15% annual returns with low market correlation Transparent flat 0.5% annual fee regardless of investment size Rapid onboarding in 3 minutes via SingPass
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	25 no change since last check	28 no change since last check
Trust Flow (Majestic)	18	13
Citation Flow (Majestic)	21	29
Referring domains (Majestic)	34	155

6 details filled in for both companies.

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