USDPAY vs Monyo
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
USDPAY compared with Monyo
| Detail | 
USDPAY | 
Monyo |
|---|
| What it does | Non-custodial USDT payment gateway where funds go directly to your wallet
| Split Bills - Not Headaches!
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| Stage | Not given
| Not given
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| Founded | Not given
| Not given
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| Based in | US
| VN
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| Pricing model | Freemium
| Free
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| Pricing | Free plan: $0 per month + 0.9% per confirmed payment. Pro plan: $29 per month + 0.5% per confirmed payment.
| Not given
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| Key features | - Hosted payment checkout page
- Payment links
- REST API for invoice creation
- Support for BEP20, TON and TRON TRC20 networks
- Instant payment webhooks
- AML wallet screening
- Multi-wallet support
- Unlimited invoices
- On-chain payment confirmation
| - AI-powered bill calculation in 30 seconds
- Receipt scanning
- Trip tracking
- Loyalty points system (YO Points)
- Advanced splitting with extra fees
- Pinpoint accuracy for fair sharing
- Easy-to-use interface
- Chat-based interaction with AI
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| What makes it different | - Non-custodial: funds go directly to merchant wallet, never held by USDPAY
- Transparent pricing with no setup or payout fees
- Multiple blockchain networks for cost flexibility
- Optional AML screening for risk assessment
| - AI handles all grouping and calculation automatically
- Completes bill splitting in 30 seconds
- So simple anyone can use it
- Prevents awkwardness with friends over money
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| Free plan | Not given
| Not given
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| Open source | Not given
| Not given
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| Platforms | Not given
| Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 25 ● no change since last check | 5 ● no change since last check |
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| Trust Flow (Majestic) | 18 | 3 |
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| Citation Flow (Majestic) | 21 | 9 |
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| Referring domains (Majestic) | 34 | 5 |
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5 details filled in for both companies.
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