USDPAY vs PayCow
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
USDPAY compared with PayCow
| Detail | 
USDPAY | P
PayCow |
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| What it does | Non-custodial USDT payment gateway where funds go directly to your wallet
| One workspace for donations, digital commerce, and crypto payments with funds sent directly to your wallet
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| Stage | Not given
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| Founded | Not given
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| Based in | US
| Not given
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| Pricing model | Freemium
| Paid
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| Pricing | Free plan: $0 per month + 0.9% per confirmed payment. Pro plan: $29 per month + 0.5% per confirmed payment.
| Starter: 10 USDT/mo (up to 1,000 USDT monthly volume). Pro: 99 USDT/mo (up to 50,000 USDT monthly volume). Scale: 299 USDT/mo (up to 250,000 USDT monthly volume). Enterprise: Custom pricing (250,000+ USDT monthly volume). 0% transaction commission on all plans.
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| Key features | - Hosted payment checkout page
- Payment links
- REST API for invoice creation
- Support for BEP20, TON and TRON TRC20 networks
- Instant payment webhooks
- AML wallet screening
- Multi-wallet support
- Unlimited invoices
- On-chain payment confirmation
| - Non-custodial direct-to-wallet USDT settlement on Ethereum ERC-20 and Tron TRC-20
- Digital delivery of files up to 50 MB and license keys after confirmed payment
- Branded storefronts at /store/your-brand with product catalogs and checkout
- Searchable PayCow Marketplace for product discovery
- Multi-chain RPC node polling for deterministic payment confirmation
- Multiple destination wallet support with unique serial identifiers for routing
- Automated webhook notifications with HMAC-SHA256 cryptographic signatures
- Fixed monthly pricing model with 0% transaction commission
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| What makes it different | - Non-custodial: funds go directly to merchant wallet, never held by USDPAY
- Transparent pricing with no setup or payout fees
- Multiple blockchain networks for cost flexibility
- Optional AML screening for risk assessment
| - 0% transaction commission with fixed monthly plans, keeping more per payment as volume grows
- Funds route directly to merchant wallets with no custodial intermediary holding assets
- Integrated platform combining donations, marketplace, storefronts, delivery and payments in one dashboard
- Built-in live stream donation alerts for streamers using OBS or Streamlabs
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 25 ● no change since last check | 2 ▲ +2 (up) since last check |
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| Trust Flow (Majestic) | 18 | 2 |
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| Citation Flow (Majestic) | 21 | 18 |
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| Referring domains (Majestic) | 34 | 6 |
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5 details filled in for both companies.
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