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THIS SESSION · FINTECH · MONEY TOOLS

USDPAY vs Recoura

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

USDPAY compared with Recoura
DetailUSDPAY logo USDPAYRecoura logo Recoura
What it doesNon-custodial USDT payment gateway where funds go directly to your wallet Failed payment recovery for Stripe and Square
StageNot given Not given
FoundedNot given Not given
Based inUS US
Pricing modelFreemium Not given
PricingFree plan: $0 per month + 0.9% per confirmed payment. Pro plan: $29 per month + 0.5% per confirmed payment. Dashboard: Free. Recovery: $39/month with manual and automatic recovery for up to $5k/month. Growth: $79/month with unlimited recovery and no monthly cap.
Key features
  • Hosted payment checkout page
  • Payment links
  • REST API for invoice creation
  • Support for BEP20, TON and TRON TRC20 networks
  • Instant payment webhooks
  • AML wallet screening
  • Multi-wallet support
  • Unlimited invoices
  • On-chain payment confirmation
  • Free dashboard showing revenue at risk and failed payments
  • Branded email templates with customizable schedule
  • AI-drafted recovery emails in your business voice
  • In-app payment method update banners
  • Slack and Teams notifications for payment events
  • Weekly AI-generated churn reports
  • Recovery Guard verification to prevent double-charges
  • OAuth 2.0 connection without password or API key requirements
What makes it different
  • Non-custodial: funds go directly to merchant wallet, never held by USDPAY
  • Transparent pricing with no setup or payout fees
  • Multiple blockchain networks for cost flexibility
  • Optional AML screening for risk assessment
  • Recovers hard declines and expired payment methods that Stripe and Square cannot retry
  • Flat monthly pricing with no revenue-based scaling
  • Works with both Stripe and Square, unlike competitors
  • AI recovery assistant tailored to your business voice
  • Free plan to view revenue at risk with no credit card required
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)25 no change since last check48 no change since last check
Trust Flow (Majestic)182
Citation Flow (Majestic)2123
Referring domains (Majestic)3428

5 details filled in for both companies.

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