USDPAY vs TermLoans

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

USDPAY compared with TermLoans
Detail	USDPAY	TermLoans
What it does	Non-custodial USDT payment gateway where funds go directly to your wallet	The fastest way to fund and fuel your business
Stage	Not given	Not given
Founded	Not given	Not given
Based in	US	Not given
Pricing model	Freemium	Free
Pricing	Free plan: $0 per month + 0.9% per confirmed payment. Pro plan: $29 per month + 0.5% per confirmed payment.	Not given
Key features	Hosted payment checkout page Payment links REST API for invoice creation Support for BEP20, TON and TRON TRC20 networks Instant payment webhooks AML wallet screening Multi-wallet support Unlimited invoices On-chain payment confirmation	Apply in 2 minutes Compare offers side-by-side No hidden fees No credit score impact 400+ lenders Bank-grade encryption 24/7 monitoring Supports 40+ languages Identity verification Bank connection secured
What makes it different	Non-custodial: funds go directly to merchant wallet, never held by USDPAY Transparent pricing with no setup or payout fees Multiple blockchain networks for cost flexibility Optional AML screening for risk assessment	Trusted by over 10,000 businesses Multiple offers from 400+ lenders No impact to credit score Fast 2-minute application
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	25 no change since last check	8 no change since last check
Trust Flow (Majestic)	18	10
Citation Flow (Majestic)	21	8
Referring domains (Majestic)	34	47

4 details filled in for both companies.