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Whop vs Bitopayments

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Whop compared with Bitopayments
DetailWhop logo WhopBitopayments logo Bitopayments
What it doesPayment platform and business toolkit for creators and agencies Non-custodial stablecoin payments straight to your wallet
StageNot given Not given
FoundedNot given Not given
Based inUS AE
Pricing modelPaid Not given
PricingCard processing: 2.7% + $0.30 per successful domestic card transaction; +1.5% for international cards; +1% for currency conversion. ACH payments: 1.5% (max $5) per transaction. Financing: 15% per successful transaction through financing partners, 20% for ClarityPay No Interest. Payouts: Next day ACH 1% of each payment taken on-chain in the same transaction. No setup fee, monthly fee, payout fee or chargeback fee. Escrow releases: +1%. Marketplace splits: +0.5%. Referrals: earn 20% of the referred business's fees for 12 months.
Key features
  • 100+ payment methods including cards, wallets, ACH, and local payment options
  • Checkout links and embedded payments
  • Same-day payouts and flexible payout methods including crypto and Venmo
  • Automated invoicing with recurring billing and scheduling
  • Payment orchestration to reduce failures and boost revenue
  • Global tax calculation and compliance handling
  • Fraud detection and chargeback protection
  • Buy now, pay later financing options with 10 providers
  • Virtual and physical card issuance
  • Ad management across multiple platforms
  • Hosted checkout supporting USDT, USDC, DAI, PYUSD, USDe and USD1
  • Pay from exchange: direct payments from Binance, OKX or Bybit without a wallet
  • In-store payments: any phone or tablet as a terminal, counter QR codes and Cashier role
  • Subscriptions billed every week, month or year with optional free trials
  • Marketplace splits: distribute payments to up to 10 sellers
  • Escrow and multi-signature approvals for secure transactions
  • Payment links for invoices and direct sharing
  • Dashboard with live payments, daily totals and CSV exports
  • Team roles: owners, admins, viewers and cashiers with two-factor authentication
  • API, Node and browser SDKs with signed webhooks
What makes it different
  • Increase revenue by 6-11% through payment orchestration and optimization
  • Transparent, pay-as-you-go pricing with no hidden fees or setup costs
  • Same-day payouts to access money instantly
  • Automated tax and compliance handling globally
  • Powers 27,000+ fastest-growing businesses
  • Money goes directly to your wallet in the same transaction: no custodian holding funds
  • Payments go through audited on-chain contracts that execute the split automatically
  • Support for six blockchains and six stablecoins from a single integration
Community votes00
DR (Domain Rating by Ahrefs)90 +1 (up) since last check3 no change since last check
Trust Flow (Majestic)370
Citation Flow (Majestic)6513
Referring domains (Majestic)192741

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