AI-enabled sales and product platform for life insurance and pensions
Local-first payment infrastructure for global digital businesses
Stage
Not given
Startup
Founded
2023
2025
Based in
DE
HK
Pricing model
Contact for pricing
Paid
Pricing
Not given
US-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing.
Key features
AI co-pilot assistant for human advisors to automate admin tasks
Omnichannel customer activation across voice, chat, mobile and web
Seamless handover from digital to advisor with context
Rapid product launch in 4-6 weeks
Customer profiling in 3 minutes
Compliance orchestration layer
Global card acquiring with direct connection to major card networks
Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
Subscription and recurring billing management
Mass payouts to 50+ markets with minimum fee of 0.1 USD
Multi-currency wallet and settlement
USD virtual card issuing for advertising and AI subscriptions
24/7 multilingual customer support
Local payment settlement as fast as T+1 in selected markets
What makes it different
Up to 65% efficiency gain with AI financial advisor
BaFin-licensed and regulated asset manager
German pension reform expertise with AVD and Riester migration
Local payment methods reach 90% coverage in target markets with localized interfaces
Dispute resolution 50% faster than traditional providers
Fee reduction of 30-50% through transparent pricing and volume-based rates
Capital efficiency improvement of 3-5x with fast local settlement
98% payout success rate with direct connection to local clearing systems
Xaver
HaiPay