Free version includes Available, Zenith Index, Upcoming, unlimited accounts and transactions, 3 charts, 1 budget, 1 money box and 1 goal. Zenith Flow Plus costs €12.99 at launch price (then €19.99), as a one-time purchase, adding unlimited budgets, goals and money boxes, all charts, 24-month simulat
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Key features
Available: calculates spending capacity across all accounts
Zenith Index: personal spending health metric from 0 to 100
Simulator shows financial position over 6, 12 or 24 months
Budgets and money boxes for spending control
Transaction history and quick entry
Charts and financial analytics
iCloud sync and encrypted backup
Credit card management with statement tracking
App lock and privacy controls
Income and expense tracking with category organization
Monthly budget planning and multi-year history comparison
Financial dashboard with income, spending, and forecast
Spending analytics to explore trends and compare periods
Scheduled transactions for recurring income and payments
Transaction templates for quick recording
Transaction calendar browsing by day
Savings goals and stashes for money management
Financial notes for reminders and planning
What makes it different
One-time purchase instead of subscription
No bank connection or accounts required
Available metric shows true spending capacity across all accounts
Personal Zenith Index compares you to yourself, not others
Native apps for Mac with full keyboard and menu support
No bank connection required; manual entry keeps your data private
Customizable groups and categories tailored to your needs
Progressive web app installable on phones and computers
Compare planned budgets against actual spending with color-coded indicators
Simple, ad-free design built for real-life money management
Zenith Flow
Budget Sense