Zenith Flow vs Degroshi

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Zenith Flow compared with Degroshi
Detail	Zenith Flow	Degroshi
What it does	Your financial future, finally clear	Track all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia
Stage	Not given	Established
Founded	Not given	2021
Based in	IT	UA
Pricing model	Freemium	Not given
Pricing	Free version includes Available, Zenith Index, Upcoming, unlimited accounts and transactions, 3 charts, 1 budget, 1 money box and 1 goal. Zenith Flow Plus costs €12.99 at launch price (then €19.99), as a one-time purchase, adding unlimited budgets, goals and money boxes, all charts, 24-month simulat	Free tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free.
Key features	Available: calculates spending capacity across all accounts Zenith Index: personal spending health metric from 0 to 100 Simulator shows financial position over 6, 12 or 24 months Budgets and money boxes for spending control Transaction history and quick entry Charts and financial analytics iCloud sync and encrypted backup Credit card management with statement tracking App lock and privacy controls	Consolidate bank accounts, cards, cash and crypto in one dashboard Voice, text and receipt photo expense recording with Surikat AI Budget tracking with spending pace alerts Days Supply calculator on iPhone and Mac Annual spending heat map and analytics Shared spaces for families and couples Support for 8 crypto exchanges and wallets Multi-currency conversion to hryvnia AES-256-GCM end-to-end encryption
What makes it different	One-time purchase instead of subscription No bank connection or accounts required Available metric shows true spending capacity across all accounts Personal Zenith Index compares you to yourself, not others Native apps for Mac with full keyboard and menu support	Voice and photo receipt expense recording with AI categorization Consolidated view of all money sources with single hryvnia conversion Days Supply metric showing days until money runs out End-to-end encryption with data stored only in EU No data selling or AI model training on user information
Community votes	0	0
DR (Domain Rating by Ahrefs)	1 +1 (up) since last check	Not checked yet no change since last check
Trust Flow (Majestic)	0	0
Citation Flow (Majestic)	0	0
Referring domains (Majestic)	0	0

5 details filled in for both companies.

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