Free version includes Available, Zenith Index, Upcoming, unlimited accounts and transactions, 3 charts, 1 budget, 1 money box and 1 goal. Zenith Flow Plus costs €12.99 at launch price (then €19.99), as a one-time purchase, adding unlimited budgets, goals and money boxes, all charts, 24-month simulat
Not given
Key features
Available: calculates spending capacity across all accounts
Zenith Index: personal spending health metric from 0 to 100
Simulator shows financial position over 6, 12 or 24 months
Budgets and money boxes for spending control
Transaction history and quick entry
Charts and financial analytics
iCloud sync and encrypted backup
Credit card management with statement tracking
App lock and privacy controls
Auto-track UPI, bank and card transactions from alert emails
Automatic transaction categorisation
Monthly budget tracking and alerts
Recurring subscription and bill detection
Net worth tracking with mutual funds and liabilities
Joint account support
Read-only Gmail connection
Manual transaction entry for cash spending
Per-bank transaction views
Coverage tracking with freshness labels
What makes it different
One-time purchase instead of subscription
No bank connection or accounts required
Available metric shows true spending capacity across all accounts
Personal Zenith Index compares you to yourself, not others
Native apps for Mac with full keyboard and menu support
No SMS permission required, reads only bank alert emails
No bank login or Account Aggregator needed
Joint accounts included in single personal view
Automatic mutual fund CAS import from Gmail
Transparent coverage tracking with freshness indicators