Free version includes Available, Zenith Index, Upcoming, unlimited accounts and transactions, 3 charts, 1 budget, 1 money box and 1 goal. Zenith Flow Plus costs €12.99 at launch price (then €19.99), as a one-time purchase, adding unlimited budgets, goals and money boxes, all charts, 24-month simulat
Not given
Key features
Available: calculates spending capacity across all accounts
Zenith Index: personal spending health metric from 0 to 100
Simulator shows financial position over 6, 12 or 24 months
Budgets and money boxes for spending control
Transaction history and quick entry
Charts and financial analytics
iCloud sync and encrypted backup
Credit card management with statement tracking
App lock and privacy controls
Net worth tracking for household and each partner
TFSA, RRSP, and FHSA contribution room tracking
CSV and PDF statement import
Automatic transaction categorization
Duplicate detection
Partner invitation and shared view
Recurring bill and income detection
Account transfer pairing
Two-factor sign-in and Face ID or passkey options
What makes it different
One-time purchase instead of subscription
No bank connection or accounts required
Available metric shows true spending capacity across all accounts
Personal Zenith Index compares you to yourself, not others
Native apps for Mac with full keyboard and menu support
Shows net worth with complete arithmetic and accounting
Canadian tax account room automatically updated
Takes about ten minutes per month
Handles complex household situations like rental suites and side businesses
Zenith Flow
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