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Payments & checkout

Payments AI MoR

Merchant-of-record payments for AI apps where your agent builds the checkout and tax registration is handled for you

Votes
0
DR (Ahrefs)
32 −1 (down) since last check

Ahrefs Domain Rating reported 28 Oct 2026, restated 28 Oct 2026.

Merchant-of-record infrastructure for AI apps. Connect an AI agent via MCP to build checkouts; tax and compliance are handled automatically.

Overview

Screenshot of the Payments AI MoR homepage
A look at payments.ai

Payments AI MoR is merchant-of-record infrastructure built for AI applications and creators. Rather than your business being the merchant of record, a registered tax-compliant entity acts as the seller of record and handles all transaction liability. Your AI agent connects via a hosted MCP server to build checkouts, subscriptions, and payment links without needing to understand tax law or payment APIs. Sales tax and VAT are calculated and collected at checkout, then automatically remitted across the US, EU, and UK. Chargebacks and disputes are handled by the merchant of record, not by you.

Feature summary

  • MCP integration with Claude, Cursor, Codex, Gemini CLI, VS Code and other AI agents
  • Merchant of record handles all tax registration, filing and remittance
  • Global tax collection across US, EU, and UK
  • Plug-and-play subscriptions with recurring billing and dunning
  • Chargeback and dispute handling by merchant of record
  • Multiple payment methods: cards, wallets, bank transfer
  • Auditor-ready compliance reporting
  • Hosted MCP server requires no package installation or API key copying

Pricing

Pricing model: Paid

Card processing: 2.7% + $0.30 per successful domestic card transaction; international cards add +1.5%, currency conversion adds +1%. ACH payments: 1.5% (max $5). Payouts: Next day ACH $2.50, Instant Bank Deposit (RTP) 4% + $1.00, Crypto 5% + $1.00, Venmo 5% + $1.00, Bank wire $23.00, International l

See Payments AI MoR's full pricing (external, new tab)

Payments AI MoR metrics

Reported for payments.ai: Ahrefs Domain Rating and Majestic link figures, with the movement since the prior report.

Domain Rating
32
−1 (down) since last check
Trust Flow
3
no change since last check
Citation Flow
23
no change since last check
Referring domains
61
no change since last check
External backlinks
134
no change since last check

Ahrefs Domain Rating reported 28 Oct 2026, restated 28 Oct 2026. Principal topic: Business/Financial Services (3). Majestic reported 27 Oct 2026, restated 27 Oct 2026. Link figures sourced from Majestic. Trust Flow, Citation Flow and Topical Trust Flow are trademarks of Majestic-12 Ltd.

Payments AI MoR domain summary

Show the domain summary

Read from the public RDAP record on 28 Oct 2026, 03:25 UTC.

Domain age
8 years
Registered
Expires
Registrar
NameCheap, Inc.
DNSSEC
Not signed

Detailed domain report: payments.ai

Q&A

What does Agent-Ready MoR actually mean?
It means you're not the merchant of record—a registered, tax-compliant entity appears on your customer's bank statement and handles transaction tax obligations and chargebacks. Second, the infrastructure is built for AI agents: a hosted MCP server lets tools like Cursor or Claude call merchant, product, and checkout tools directly without needing to read API docs or understand tax law.
Do I need to register a foreign business entity to sell globally?
No. You sell through the merchant-of-record infrastructure, so you don't register your own business abroad. Sales tax and VAT are collected at checkout and remitted across the US, EU, and UK, allowing your AI-built app to sell internationally on day one.
How do the MCP and AI connectors work in practice?
You connect once to the hosted MCP server via one command in Claude Code, Cursor, or other agents, then approve the sign-in in your browser. Your agent can then call tools like create_merchant_account, create_product, and get_my_merchant, accepting natural language descriptions to build merchants and checkouts with tax collection handled automatically.
Are there any setup fees or monthly costs?
No setup fees or monthly costs. The 2.7% + $0.30 applies only when a card payment succeeds; payouts, tax handling, and fraud tools are priced separately on their own lines.
What happens if there's a dispute or chargeback?
A flat $15.00 fee is applied per dispute. If you want proactive chargeback alerts via Early Dispute Alert (RDR), there is an additional $29.00 per alert.

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Payments AI MoR has a free listing. The owner can unlock the full profile with a paid launch for $5:

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