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Accoru vs Affordable MTD

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Accoru compared with Affordable MTD
Detail AccoruAffordable MTD logo Affordable MTD
What it doesModern accounting software for small businesses with invoicing, expense tracking, and financial reporting included in every plan Simple Making Tax Digital software for sole traders and landlords
StageNot given Startup
FoundedNot given 2026
Based inNot given GB
Pricing modelPaid Freemium
PricingMonthly: $13/month billed monthly. Annual: $10.40/month billed as $124.80/year (save $31.20 or 20%). Lifetime Access: $99 one-time payment. All plans include unlimited invoices, expenses, clients, team seats, expense tracking, bank reconciliation, multi-currency support, tax-ready reports, and 24/7 Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features
  • Automated invoicing with recurring billing and online payment collection
  • Expense tracking with receipt capture and automatic categorization
  • Tax-ready financial reports including P&L, balance sheet, and tax summaries
  • Multi-currency support for 50+ currencies with live FX rates
  • Bank reconciliation with smart transaction matching
  • Real-time financial dashboard showing cash position and margins
  • Client management with contacts, statements, portals and payment history
  • Data import from QuickBooks, FreshBooks, Wave, and Xero
  • Team collaboration with role-based access and accountant invite options
  • Bank-grade security with AES-256 encryption and daily encrypted backups
  • Quarterly updates for self-employment income
  • Quarterly updates for UK property income including residential finance costs
  • CSV and Excel import with column mapping
  • AI categorisation of transactions into HMRC categories
  • AI pre-submission review to catch errors before HMRC
  • Standard or calendar quarters, chosen per tax year
  • Annual adjustments and final declaration
  • HMRC Assist feedback shown with tax estimate
  • Audit-ready records with timestamps and references
  • Consolidated expenses support for turnover under £90,000
What makes it different
  • Every feature included at one price with no per-user fees or hidden upsells
  • Built for non-accountants with focus on calm design and ease of use
  • Independently owned and bootstrapped with no plans to sell
  • Proper double-entry accounting on classical principles with modern design
  • Simplest MTD software, built specifically for sole traders and landlords
  • No banking, VAT, invoicing or payroll - just the tax bit
  • AI automatically sorts expenses into HMRC categories
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet −5 (down) since last check5 +1 (up) since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)2420
Referring domains (Majestic)1913

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