Yes, Affordable MTD is completely free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027), with all features and both self-employment and UK property income included. From the 2027-28 tax year onwards, it costs £19.99 per year.

What are the quarterly deadlines?

For the standard tax year, you submit cumulative updates by 7 August (Q1), 7 November (Q2), 7 February (Q3), and 7 May (Q4). For 2026-27 there are no penalty points for late quarterly updates, with a soft landing in the first year.

Do I actually need MTD software?

If you are a sole trader or landlord whose qualifying income (self-employment plus property income, before expenses) was over £50,000 in 2024-25, you must use compatible software from 6 April 2026 to keep digital records and submit quarterly updates to HMRC. The threshold drops to £30,000 from April 2027 and £20,000 from April 2028.

Can I keep using my spreadsheets?

Yes. Bridging software like Affordable MTD is designed for this. You maintain your records however you like in spreadsheets or bank exports, and when it is time to file, you either type your totals in directly or upload your spreadsheet.

Can landlords use Affordable MTD?

Yes. Affordable MTD supports UK property income, including residential finance costs like mortgage interest, alongside self-employment income. Foreign property income is not yet supported but is on the roadmap.

Accounting & invoicing

Affordable MTD

Simple Making Tax Digital software for sole traders and landlords

0 votes. Log in to endorse Affordable MTD community voteGet bulletins. Log in to get Affordable MTD's bulletins

Votes: 0
DR (Ahrefs): 5 +1 (up) since last check
Founded: 2026

Ahrefs Domain Rating reported 13 Nov 2026, restated 9 Nov 2026.

HMRC-recognised Making Tax Digital software that lets sole traders and landlords submit quarterly updates and final declarations to HMRC. Free for 2026-27, then

Overview

Screenshot of the Affordable MTD homepage — A look at affordablemtd.com

Affordable MTD is Making Tax Digital bridging software built specifically for UK sole traders and landlords. It handles quarterly updates and final declarations for self-employment and UK property income, eliminating the need for complex full accounting packages. Users can type figures directly or import spreadsheets, with AI automatically categorising transactions into HMRC categories. The software is HMRC-recognised and connects securely through the Government Gateway.

The service is free for the entire 2026-27 tax year and costs £19.99 annually from 2027-28 onwards. It includes quarterly deadline tracking, AI pre-submission reviews to catch errors, audit-ready records with timestamps and references, and support for both standard and calendar quarters. The software does not include banking, VAT, invoicing or payroll features.

Feature summary

Quarterly updates for self-employment income
Quarterly updates for UK property income including residential finance costs
CSV and Excel import with column mapping
AI categorisation of transactions into HMRC categories
AI pre-submission review to catch errors before HMRC
Standard or calendar quarters, chosen per tax year
Annual adjustments and final declaration
HMRC Assist feedback shown with tax estimate
Audit-ready records with timestamps and references
Consolidated expenses support for turnover under £90,000

Pricing

Pricing model: Freemium

Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.

Get bulletins. Log in to get Affordable MTD's bulletins

Follow Affordable MTD: their milestones, new launches and awards come to you by email, once a day by default.

Affordable MTD metrics

Reported for affordablemtd.com: Ahrefs Domain Rating and Majestic link figures, with the movement since the prior report.

Domain Rating: 5; +1 (up) since last check
Trust Flow: 0; no change since last check
Citation Flow: 20; no change since last check
Referring domains: 13; no change since last check
External backlinks: 77; no change since last check

Ahrefs Domain Rating reported 13 Nov 2026, restated 9 Nov 2026. Majestic reported 8 Nov 2026, restated 8 Nov 2026. Link figures sourced from Majestic. Trust Flow, Citation Flow and Topical Trust Flow are trademarks of Majestic-12 Ltd.

Affordable MTD domain summary

Show the domain summary

Read from the public RDAP record on 14 Nov 2026, 00:01 UTC.

Domain age: 8 months
Registered: 5 Mar 2026
Expires: 5 Mar 2027
Registrar: Cloudflare, Inc.
DNSSEC: Not signed

Detailed domain report: affordablemtd.com

Affordable MTD launch ledger

What we have measured for Affordable MTD since it went live on Fynora Launch on 8 November 2026.

Domain Rating (Ahrefs): 5 +1 (up) since launch; 4 at launch (8 Nov 2026), 5 on 13 Nov 2026
Trust Flow (Majestic): 0; First measured 8 Nov 2026
Referring domains (Majestic): 13; First measured 8 Nov 2026

Day 5 since launch. Next receipt: day 30, 8 Dec 2026. Many things move these figures, so a change is not proof of cause. Only stored readings are shown.

Biggest gains on Fynora Launch

About to launch?

A free checklist for launch day and the week around it, with a list of launch directories.

Before launch
Launch day
That week
What comes next

Get the launch playbook

Compare and explore

See the alternatives to Affordable MTD, Magic MIS vs Affordable MTD, TenancyTally vs Affordable MTD, NeatInvoice vs Affordable MTD, Invoice Chase Tracker vs Affordable MTD, Affordable MTD vs Convert Statement, Intaj Invoice vs Affordable MTD, more in Accounting & invoicing or startups in United Kingdom.

Q&A

Is it really free?: Yes, Affordable MTD is completely free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027), with all features and both self-employment and UK property income included. From the 2027-28 tax year onwards, it costs £19.99 per year.
What are the quarterly deadlines?: For the standard tax year, you submit cumulative updates by 7 August (Q1), 7 November (Q2), 7 February (Q3), and 7 May (Q4). For 2026-27 there are no penalty points for late quarterly updates, with a soft landing in the first year.
Do I actually need MTD software?: If you are a sole trader or landlord whose qualifying income (self-employment plus property income, before expenses) was over £50,000 in 2024-25, you must use compatible software from 6 April 2026 to keep digital records and submit quarterly updates to HMRC. The threshold drops to £30,000 from April 2027 and £20,000 from April 2028.
Can I keep using my spreadsheets?: Yes. Bridging software like Affordable MTD is designed for this. You maintain your records however you like in spreadsheets or bank exports, and when it is time to file, you either type your totals in directly or upload your spreadsheet.
Can landlords use Affordable MTD?: Yes. Affordable MTD supports UK property income, including residential finance costs like mortgage interest, alongside self-employment income. Foreign property income is not yet supported but is on the roadmap.

Leave a review for Affordable MTD

No reviews of Affordable MTD yet. Open the first one. Reviews carry no fee and are never sold.

See all reviews

Comparables

Similar listings in this sector
#	Name	Sector	DR chg	Votes
1	Number 1: CleverboekFree accounting software for freelancers and small businesses	Accounting & invoicing	28 −2 (down) since last check	1 votes. Log in to endorse Cleverboek
2	Number 2: LedgerDeskInvoicing for contractors and small businesses	Accounting & invoicing	7 no change since last check	0 votes. Log in to endorse LedgerDesk
3	Number 3: FirmaryCommand line interface for firm staff, scripts and AI agents to access practice data	Accounting & invoicing	25 no change since last check	0 votes. Log in to endorse Firmary
4	Number 4: Free Check PrintFree online tool to print business checks without software or signup	Accounting & invoicing	5 no change since last check	0 votes. Log in to endorse Free Check Print