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Magic MIS vs Affordable MTD

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Magic MIS compared with Affordable MTD
DetailMagic MIS logo Magic MISAffordable MTD logo Affordable MTD
What it doesTurn raw data into business insights Simple Making Tax Digital software for sole traders and landlords
StageNot given Startup
FoundedNot given 2026
Based inIN GB
Pricing modelPaid Freemium
PricingPrepaid credit packs: Solo Top-up $29 (1,100 credits), Starter $49 (2,000 credits), Plus $109 (5,000 credits plus 250 bonus), Growth $199 (10,000 credits plus 750 bonus), Practice $449 (25,000 credits plus 2,500 bonus), Firm $849 (50,000 credits plus 6,000 bonus), Scale $1,549 (100,000 credits plus Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features
  • Monthly MIS report and management accounts from trial balance with checked Excel workbook
  • Ledger mapping by rules first, then AI, remembered each month
  • Validation checks before delivery
  • Excel workbook with live formulas and lineage
  • Dashboard built and changed by chatting with undo
  • Chat that answers questions about figures linked to ledgers
  • AI commentary with figures computed by engine
  • Budget against actual and year-end forecast
  • File encryption with access logging
  • Support for any currency, scale and financial year
  • Quarterly updates for self-employment income
  • Quarterly updates for UK property income including residential finance costs
  • CSV and Excel import with column mapping
  • AI categorisation of transactions into HMRC categories
  • AI pre-submission review to catch errors before HMRC
  • Standard or calendar quarters, chosen per tax year
  • Annual adjustments and final declaration
  • HMRC Assist feedback shown with tax estimate
  • Audit-ready records with timestamps and references
  • Consolidated expenses support for turnover under £90,000
What makes it different
  • Every figure computed from books, never written by AI
  • Monthly mapping remembered, no rebuild required
  • Files encrypted with staff unable to access
  • Natural language dashboard building and querying
  • Full lineage and ledger transparency for every number
  • Simplest MTD software, built specifically for sole traders and landlords
  • No banking, VAT, invoicing or payroll - just the tax bit
  • AI automatically sorts expenses into HMRC categories
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check5 +1 (up) since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)020
Referring domains (Majestic)013

6 details filled in for both companies.

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