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Affordable MTD vs Firmary

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Affordable MTD compared with Firmary
DetailAffordable MTD logo Affordable MTDFirmary logo Firmary
What it doesSimple Making Tax Digital software for sole traders and landlords Command line interface for firm staff, scripts and AI agents to access practice data
StageStartup Not given
Founded2026 Not given
Based inGB US
Pricing modelFreemium Not given
PricingFree for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers. Not given
Key features
  • Quarterly updates for self-employment income
  • Quarterly updates for UK property income including residential finance costs
  • CSV and Excel import with column mapping
  • AI categorisation of transactions into HMRC categories
  • AI pre-submission review to catch errors before HMRC
  • Standard or calendar quarters, chosen per tax year
  • Annual adjustments and final declaration
  • HMRC Assist feedback shown with tax estimate
  • Audit-ready records with timestamps and references
  • Consolidated expenses support for turnover under £90,000
  • Cross-platform installation for macOS, Linux and Windows
  • Full-screen terminal application with home, work, clients and billing screens
  • Commands for clients, contacts, tasks, invoices, engagements, requests and messages
  • Operation search and execution with customizable fields
  • Agent sign-in with JSON output and approval workflows
  • MCP server integration with Claude, Codex, Cursor and VS Code
  • Approval system with exit codes and approval wait functionality
  • Service token support for CI environments
  • Tab completion for commands, fields and client names
What makes it different
  • Simplest MTD software, built specifically for sole traders and landlords
  • No banking, VAT, invoicing or payroll - just the tax bit
  • AI automatically sorts expenses into HMRC categories
  • Unified interface applying the same permissions and approvals across CLI, app, API and MCP
  • AI agents can access firm data while subject to approval workflows and firm policies
  • Integration with major AI coding platforms through MCP server support
Community votes00
DR (Domain Rating by Ahrefs)5 +1 (up) since last check25 no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)2024
Referring domains (Majestic)1310

4 details filled in for both companies.

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