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Affordable MTD vs Free Check Print

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Affordable MTD compared with Free Check Print
DetailAffordable MTD logo Affordable MTDFree Check Print logo Free Check Print
What it doesSimple Making Tax Digital software for sole traders and landlords Free online tool to print business checks without software or signup
StageStartup Not given
Founded2026 Not given
Based inGB US
Pricing modelFreemium Free
PricingFree for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers. Not given
Key features
  • Quarterly updates for self-employment income
  • Quarterly updates for UK property income including residential finance costs
  • CSV and Excel import with column mapping
  • AI categorisation of transactions into HMRC categories
  • AI pre-submission review to catch errors before HMRC
  • Standard or calendar quarters, chosen per tax year
  • Annual adjustments and final declaration
  • HMRC Assist feedback shown with tax estimate
  • Audit-ready records with timestamps and references
  • Consolidated expenses support for turnover under £90,000
  • Generate printable checks at standard US business dimensions
  • MICR line positioned for US bank processing
  • Print on plain paper or blank check stock
  • Checks fit standard #8 envelopes
  • Data never sent to servers
  • No account or signup required
  • Download as PDF to print
  • Works with most modern browsers
What makes it different
  • Simplest MTD software, built specifically for sole traders and landlords
  • No banking, VAT, invoicing or payroll - just the tax bit
  • AI automatically sorts expenses into HMRC categories
  • Completely free with no hidden charges or signup requirements
  • No software installation needed
  • MICR line uses images instead of fonts for consistent positioning
Community votes00
DR (Domain Rating by Ahrefs)5 +1 (up) since last check5 no change since last check
Trust Flow (Majestic)03
Citation Flow (Majestic)2019
Referring domains (Majestic)138

5 details filled in for both companies.

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