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Affordable MTD vs LedgerDesk

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Affordable MTD compared with LedgerDesk
DetailAffordable MTD logo Affordable MTDLedgerDesk logo LedgerDesk
What it doesSimple Making Tax Digital software for sole traders and landlords Invoicing for contractors and small businesses
StageStartup Not given
Founded2026 Not given
Based inGB US
Pricing modelFreemium Freemium
PricingFree for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers. Free trial: 30 days with all features included, no card needed. Starter: $24.99/month for up to 5 clients and 1 workspace. Pro: $49.99/month for up to 20 clients per workspace and 3 workspaces. Complete: $74.99/month for unlimited workspaces and clients.
Key features
  • Quarterly updates for self-employment income
  • Quarterly updates for UK property income including residential finance costs
  • CSV and Excel import with column mapping
  • AI categorisation of transactions into HMRC categories
  • AI pre-submission review to catch errors before HMRC
  • Standard or calendar quarters, chosen per tax year
  • Annual adjustments and final declaration
  • HMRC Assist feedback shown with tax estimate
  • Audit-ready records with timestamps and references
  • Consolidated expenses support for turnover under £90,000
  • Online estimate approval with client sign-off
  • One-tap invoice conversion from estimates
  • Card and bank transfer payments through Stripe or PayPal
  • Client portal for invoices, estimates and payments
  • Receipt scanning with automatic data extraction
  • Time tracking converted to invoice line items
  • Financial reports including profit, cash flow and sales tax
  • Import from QuickBooks or FreshBooks
  • 1099 tracking and export for subcontractors
  • Recurring invoices for regular work
What makes it different
  • Simplest MTD software, built specifically for sole traders and landlords
  • No banking, VAT, invoicing or payroll - just the tax bit
  • AI automatically sorts expenses into HMRC categories
  • Client portal where clients pay and manage invoices without leaving to check email
  • Check payment recognition with automatic invoice matching
Community votes00
DR (Domain Rating by Ahrefs)5 +1 (up) since last check7 no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)200
Referring domains (Majestic)130

6 details filled in for both companies.

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