Affordable MTD vs Riffit

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Affordable MTD compared with Riffit
Detail	Affordable MTD	Riffit
What it does	Simple Making Tax Digital software for sole traders and landlords	WhatsApp invoicing for Indian freelancers
Stage	Startup	Startup
Founded	2026	2025
Based in	GB	IN
Pricing model	Freemium	Freemium
Pricing	Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.	Free: unlimited quotes, 5 invoices per month, 3 contracts total, 5 clients, 3 saved services, email delivery. Pro: ₹249/month or ₹199/month billed yearly (₹2,388 per year), includes unlimited invoices, clients, contracts, services, AI from sentences or voice notes (10 per day), WhatsApp delivery, an
Key features	Quarterly updates for self-employment income Quarterly updates for UK property income including residential finance costs CSV and Excel import with column mapping AI categorisation of transactions into HMRC categories AI pre-submission review to catch errors before HMRC Standard or calendar quarters, chosen per tax year Annual adjustments and final declaration HMRC Assist feedback shown with tax estimate Audit-ready records with timestamps and references Consolidated expenses support for turnover under £90,000	AI-powered invoice creation from one sentence or voice note on Pro Professional PDF invoices with GST, TDS, and hourly quantities UPI payment links and QR codes on invoices E-signatures on contracts with OTP verification and audit trail Dashboard tracking of all quotes, contracts, and invoices with status Automatic payment reminders by email on Free, email and WhatsApp on Pro Branded PDFs with logo, colours, and fonts on Pro Quote-to-contract-to-invoice workflow with data carried across Support for international clients in USD, EUR, GBP and other currencies
What makes it different	Simplest MTD software, built specifically for sole traders and landlords No banking, VAT, invoicing or payroll - just the tax bit AI automatically sorts expenses into HMRC categories	Created inside WhatsApp without leaving the chat or installing an app Designed specifically for how Indian freelancers actually work on phones and WhatsApp Complete quote-to-payment workflow in one place without data re-entry
Community votes	0	0
DR (Domain Rating by Ahrefs)	5 +1 (up) since last check	3 no change since last check
Trust Flow (Majestic)	0	3
Citation Flow (Majestic)	20	23
Referring domains (Majestic)	13	25

8 details filled in for both companies.

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