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Affordable MTD vs Trady Cloud

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Affordable MTD compared with Trady Cloud
DetailAffordable MTD logo Affordable MTDTrady Cloud logo Trady Cloud
What it doesSimple Making Tax Digital software for sole traders and landlords Modern ERP for inventory, sales, accounting, and operations on desktop, mobile, and cloud
StageStartup Not given
Founded2026 Not given
Based inGB LB
Pricing modelFreemium Freemium
PricingFree for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers. 14-day free trial; paid plans available with monthly or annual billing (annual saves 17%)
Key features
  • Quarterly updates for self-employment income
  • Quarterly updates for UK property income including residential finance costs
  • CSV and Excel import with column mapping
  • AI categorisation of transactions into HMRC categories
  • AI pre-submission review to catch errors before HMRC
  • Standard or calendar quarters, chosen per tax year
  • Annual adjustments and final declaration
  • HMRC Assist feedback shown with tax estimate
  • Audit-ready records with timestamps and references
  • Consolidated expenses support for turnover under £90,000
  • Real-time inventory tracking across branches and warehouses with low-stock alerts and barcode scanning
  • Point of sale with fast checkout, customer accounts, and offline/online receipt capability
  • Accounting and financial reporting including invoices, expenses, cash flow tracking
  • Multi-device synchronization across desktop, mobile, and cloud
  • Fully offline operation for desktop editions without internet dependency
  • Four specialized editions for retail, clinics, gyms, and salons
  • Integration with Stripe, Mollie, WhatsApp, OpenAI, Claude, Gemini, and Google/Apple sign-in
  • Enterprise-grade security with SOC 2 Type II, ISO 27001, HIPAA, GDPR, and CCPA compliance
  • Global edge network with 17 data centers across 6 continents and sub-50ms latency
What makes it different
  • Simplest MTD software, built specifically for sole traders and landlords
  • No banking, VAT, invoicing or payroll - just the tax bit
  • AI automatically sorts expenses into HMRC categories
  • Works fully offline on desktop while keeping data synced to cloud when online
  • Migrate seamlessly from offline Trady Retail to cloud without losing business history
  • Specialized editions built for specific business types rather than generic functionality
  • Built-in WhatsApp integration for business operations in multiple languages
  • Pay once for lifetime license on desktop or monthly subscription with no forced cloud dependency
Community votes00
DR (Domain Rating by Ahrefs)5 +1 (up) since last check2 no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)200
Referring domains (Majestic)130

6 details filled in for both companies.

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