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Affordable MTD vs W9Finder

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Affordable MTD compared with W9Finder
DetailAffordable MTD logo Affordable MTDW9Finder logo W9Finder
What it doesSimple Making Tax Digital software for sole traders and landlords W-9 collection software for accounting firms
StageStartup Not given
Founded2026 Not given
Based inGB US
Pricing modelFreemium Paid
PricingFree for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers. W9Finder Founding Cohort: $1,188/year (first 25 firms, equivalent to $99/month billed annually); $1,788/year for standard annual price after founding cohort fills. Monthly plan: $149/month. Founding Cohort renews at $1,788/year unless canceled.
Key features
  • Quarterly updates for self-employment income
  • Quarterly updates for UK property income including residential finance costs
  • CSV and Excel import with column mapping
  • AI categorisation of transactions into HMRC categories
  • AI pre-submission review to catch errors before HMRC
  • Standard or calendar quarters, chosen per tax year
  • Annual adjustments and final declaration
  • HMRC Assist feedback shown with tax estimate
  • Audit-ready records with timestamps and references
  • Consolidated expenses support for turnover under £90,000
  • Flag missing W-9s and incomplete vendor details
  • Send secure request links for W-9 completion or upload
  • Review and approve vendor submissions
  • Export reviewed vendor data for filing
  • Encrypted TIN storage and masking
  • Staff access with owner-only controls
  • Works with QuickBooks vendor exports
  • Free Vendor Readiness Scanner tool
What makes it different
  • Simplest MTD software, built specifically for sole traders and landlords
  • No banking, VAT, invoicing or payroll - just the tax bit
  • AI automatically sorts expenses into HMRC categories
  • Centralizes W-9 tracking and requests in one workflow instead of email threads
  • Documents stored privately with secure, expiring request links
  • Built-in security for sensitive vendor data like SSNs and EINs
  • Stops W-9 chasing before the January filing deadline
  • Works with firms' existing filing processes, not 1099 e-filing
Community votes00
DR (Domain Rating by Ahrefs)5 +1 (up) since last check1 +1 (up) since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)200
Referring domains (Majestic)130

6 details filled in for both companies.

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