Merchant of Record for card and monthly payments from 190+ countries, with tax and invoices handled
Non-custodial crypto checkout where customers pay with any token and merchants receive USDC or USDT in their own wallet
Stage
Startup
Startup
Founded
2025
2026
Based in
EE
US
Pricing model
Not given
Freemium
Pricing
Start free: €0/month with 4.5% + €0.50 per card sale. Pro: €49/month with 4.0% + €0.40 per card sale. First paying users: €99 one-time for pricing consultation and checkout setup. Paywall in your app: starting at €199 one-time for in-app checkout and webhooks. Bank transfer fee: 1.5%. Cards from out
Test mode: free. Live payments: 0.7% per completed payment. No monthly or setup fee.
Key features
Card and subscription payments
Pricing Intelligence with scoring and recommendations
Tax and VAT filing in 135+ jurisdictions
Payments via AI agents (Claude, Cursor, ChatGPT)
Payouts in EUR, USD or digital assets
Automatic invoice generation
No company registration required
Chargeback and refund protection
Hosted checkout sessions for stablecoin payments
Direct settlement to merchant-controlled wallet
Independent onchain payment verification
Signed webhook notifications with retry delivery
JavaScript and React SDKs for integration
Separate test and live payment modes
Payment links, invoices, and API-based checkout creation
Dashboard with payment records and settlement wallet settings
API playground for testing checkout flows
What makes it different
Handles tax compliance in 135+ jurisdictions automatically
Sells to customers in 190+ countries without seller needing foreign company
Pricing Intelligence reviews and scores seller pricing
Non-custodial: Payclave never holds funds or private keys; settlements go directly to the merchant's own wallet
Accept any token: customers pay with whatever supported token they already hold without bridging or swapping
Simple flat 0.7% pricing with no monthly fee, setup fee, or payout fee
Independent onchain verification before marking payments as complete
Developer-friendly with published API, SDKs, and comprehensive guides for integration and reconciliation
AgentaOS
Payclave