| What it does | Shariah compliance API for stocks and ETFs with five methodologies, AAOIFI primary
| Non-custodial crypto checkout where customers pay with any token and merchants receive USDC or USDT in their own wallet
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| Stage | Not given
| Startup
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| Founded | Not given
| 2026
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| Based in | US
| US
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| Pricing model | Not given
| Freemium
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| Pricing | Basic: Free (10 API calls/day, 100 MB/month); Personal Standard: $20/month (300 calls/min, 10 GB/month); Personal Ultimate: $60/month (1,000 calls/min, 100 GB/month); Business Standard: $600/month (1,000 calls/min, 100 GB/month); Business Ultimate: $1,000/month (3,000 calls/min, 300 GB/month); Busin
| Test mode: free. Live payments: 0.7% per completed payment. No monthly or setup fee.
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| Key features | - Debt ratio analysis with AAOIFI 30% threshold
- Liquid assets vs market cap comparison
- AI-extracted impure income detection from SEC filings
- Five methodologies including AAOIFI, Dow Jones Islamic Market, FTSE Shariah, MSCI Islamic, and S&P Shariah
- ETF screening by basket holdings with five rulebooks per fund
- Proprietary halal rating and ranking scores
- Verdict changes feed with real-time updates
- Interactive API playground with 12+ code snippet languages
- Webhooks and MCP server integration
- Coverage across 12,500+ stocks in four markets
| - Hosted checkout sessions for stablecoin payments
- Direct settlement to merchant-controlled wallet
- Independent onchain payment verification
- Signed webhook notifications with retry delivery
- JavaScript and React SDKs for integration
- Separate test and live payment modes
- Payment links, invoices, and API-based checkout creation
- Dashboard with payment records and settlement wallet settings
- API playground for testing checkout flows
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| What makes it different | - Only API built specifically for Islamic finance with transparent mapping of every verdict to documented Shariah rules
- Five published Shariah methodologies including AAOIFI as primary standard
- AI-powered analysis of regulatory filings for prohibited income detection
- Honest sparsity approach shipping NULL for uncomputed values rather than guesses
- Public roadmap with customer input shaping development priorities
| - Non-custodial: Payclave never holds funds or private keys; settlements go directly to the merchant's own wallet
- Accept any token: customers pay with whatever supported token they already hold without bridging or swapping
- Simple flat 0.7% pricing with no monthly fee, setup fee, or payout fee
- Independent onchain verification before marking payments as complete
- Developer-friendly with published API, SDKs, and comprehensive guides for integration and reconciliation
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 16 ▼ −1 (down) since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 2 | 0 |
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| Citation Flow (Majestic) | 21 | 0 |
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| Referring domains (Majestic) | 4 | 2 |
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Akinda
Payclave