Personal finance app that imports bank statements and helps track spending, manage bills, and split expenses with friends
Retirement and financial scenario planner with real tax math
Stage
Not given
Not given
Founded
Not given
Not given
Based in
US
US
Pricing model
Free
Freemium
Pricing
Not given
Free: one plan with the full engine and real tax math. Pro: $9 per month or $69 per year, includes more plans, compare two side by side, year's cash flow, Monte Carlo range, Roth conversions, and rentals.
Key features
Smart statement imports - Upload bank or credit card statement PDFs and extract transactions, balances, and dates automatically
Spending insights - Categorized transactions organized by merchant
Financial Health Score - Single score built from spending, savings, obligations, and habits
Group expense splitting - Split and track who owes what, even with people not on AlloFi
Bills & recurring payments - Detect and track upcoming bills and subscriptions
Face ID lock - Biometric security protection
Data encryption - Encrypted in transit with privacy protections
Real tax math with federal brackets, state tax, and FICA calculated each year
401(k) and IRA rules including contribution limits and employer match
Mortgage amortization with property tax and insurance
Rental property calculations with rent, vacancy, and upkeep
Social Security adjusted for claim age
Required minimum distributions with IRS rules
Roth conversion modeling
Monte Carlo analysis with market volatility
Compare two plans side by side
Spouse planning with separate ages and Social Security claims
What makes it different
No bank login required - import statements you already have instead of connecting bank accounts
Privacy-first approach - financial data never sold or used for advertising
Automatic transaction extraction from PDFs with accuracy checks
Built for how people actually manage money today
Financial clarity without spreadsheets - organized view of all money and spending
No bank connection required; you enter your numbers manually for complete privacy
Detailed tax math applied year by year based on actual rules and limits
One plan stays completely free forever with the full engine
Compare different life decisions and scenarios on a single chart
Export or delete your data anytime with no lock-in
AlloFi
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