Personal finance
ifso
Retirement and financial scenario planner with real tax math
- Votes
- 0
- DR (Ahrefs)
- 1 no change since last check
Ahrefs Domain Rating reported 2 Nov 2026, restated 1 Nov 2026.
A retirement and financial scenario planner that projects your finances year by year with real tax math, allowing you to model decisions and compare plans
Overview
ifso is a retirement and financial scenario planner that lets you enter your finances and model different decisions to see their impact on your retirement. You input your accounts, income, and expenses, then choose your retirement year, and ifso projects every year ahead with real tax math including federal brackets, state taxes, 401(k) and IRA rules, mortgages, Social Security, and required minimum distributions. Each plan ends with a plain answer about whether it holds through your chosen age.
You can add any decision like buying a house or starting a business at any age, and compare two plans side by side to see which works better. The planner handles couples with separate ages and retirement dates, works through taxes for married filing jointly status, and includes features like Roth conversions, rental property calculations, and Monte Carlo analysis of market volatility. Your numbers stay entirely yours—you type them in yourself and nothing connects to your bank.
Feature summary
- Real tax math with federal brackets, state tax, and FICA calculated each year
- 401(k) and IRA rules including contribution limits and employer match
- Mortgage amortization with property tax and insurance
- Rental property calculations with rent, vacancy, and upkeep
- Social Security adjusted for claim age
- Required minimum distributions with IRS rules
- Roth conversion modeling
- Monte Carlo analysis with market volatility
- Compare two plans side by side
- Spouse planning with separate ages and Social Security claims
Pricing
Pricing model: Freemium
Free: one plan with the full engine and real tax math. Pro: $9 per month or $69 per year, includes more plans, compare two side by side, year's cash flow, Monte Carlo range, Roth conversions, and rentals.
ifso metrics
Reported for ifso.io: Ahrefs Domain Rating and Majestic link figures, with the movement since the prior report.
- Domain Rating
- 1
- no change since last check
- Trust Flow
- 0
- no change since last check
- Citation Flow
- 23
- no change since last check
- Referring domains
- 51
- no change since last check
- External backlinks
- 271
- no change since last check
Ahrefs Domain Rating reported 2 Nov 2026, restated 1 Nov 2026. Majestic reported 1 Nov 2026, restated 1 Nov 2026. Link figures sourced from Majestic. Trust Flow, Citation Flow and Topical Trust Flow are trademarks of Majestic-12 Ltd.
ifso domain summary
Show the domain summary
Read from the public RDAP record on 1 Nov 2026, 16:50 UTC.
- Domain age
- 4 months
- Registered
- Expires
- Registrar
- Name.com, Inc.
- DNSSEC
- Not signed
ifso launch ledger
What we have measured for ifso since it went live on Fynora Launch on 1 November 2026.
- Domain Rating (Ahrefs)
- 1
- First measured 1 Nov 2026
- Referring domains (Majestic)
- 51
- First measured 1 Nov 2026
Day 0 since launch. Next receipt: day 30, 1 Dec 2026. Many things move these figures, so a change is not proof of cause. Only stored readings are shown.
Compare and explore
See the alternatives to ifso, Lodestar Wealth vs ifso, tracked. vs ifso, OnTrack Money vs ifso, Ranger vs ifso, PinkLion™ vs ifso, ifso vs Prism Finance, more in Personal finance or startups in United States.
Q&A
- Do I have to connect my bank?
- No. You type in your balances, income, loans, and expenses yourself. ifso never sees your credentials or transactions.
- What does the math account for?
- The math includes federal brackets, FICA, and state tax worked out each year; 401(k) and IRA contribution limits and rules; mortgages with property tax and insurance; rentals with rent, vacancy, and upkeep; capital gains including primary residence exclusion; Social Security adjusted for claim age; required minimum distributions; and Roth conversions. Inflation can be shown in today's or future dollars.
- Is my data safe?
- Your plans are encrypted in transit and at rest, never sold or shared. You can export everything as a file at any time or delete your account and everything in it.
- Can I plan with my spouse?
- Yes. Add your spouse with their own age, income, retirement date, and Social Security claim. Taxes are worked out for married filing jointly and are included in the free plan.
- Do I need an account to try it?
- No. The planner opens in your browser with a sample plan already built, so you can change the numbers and see the answer first. That plan is saved in the browser only. A free account keeps it and makes it available on other devices.
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ifso has a free listing. The owner can unlock the full profile with a paid launch for $5:
- Founder story (locked)
- Milestones (locked)
- Demo video (locked)
- Dofollow website link (locked)
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