AllRatesToday vs Groundfloor
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
AllRatesToday compared with Groundfloor
| Detail | 
AllRatesToday | 
Groundfloor |
|---|
| What it does | Real-Time Exchange Rate API for Developers
| Private markets investing platform offering real estate loans, notes, and emerging alternative investments
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| Stage | Established
| Established
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| Founded | 2026
| 2013
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| Based in | GB
| US
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| Pricing model | Not given
| Freemium
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| Pricing | Not given
| Notes: 5%-9.0% highest return, $100-$10,000 minimum investment; Loans: 10-18% target IRR, $10 minimum investment; 12 Mo Preferred Note: 8.5% fixed rate, $10,000 minimum investment; Groundfloor Bond Note: 9.5% fixed rate, $10,000 minimum investment; Music Royalties Portfolio: 7% annualized return (12
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| Key features | - Real-time exchange rates updated every 60 seconds
- Official central bank and tax authority rates from 124 sources
- 160+ currencies supported
- Historical exchange rate data with flexible date ranges
- Multiple output formats: JSON, CSV, XML, XLSX
- Official SDKs for JavaScript, Python, PHP, Rust and Go
- Model Context Protocol (MCP) integration for AI agents
- Bearer token authentication with simple setup
- Low latency powered by Cloudflare edge network
- 99.9% measured uptime SLA
| - Individual real estate loan selection with 10-18% target IRR
- Auto Finance Portfolio with 13.6% target net IRR for accredited investors
- Music Royalties Portfolio offering 7% fixed annualized return
- Pre-IPO Stock Finance Portfolio with 15-18% target net IRR
- Portfolio tracking and real-time performance monitoring
- Automated monthly interest payments to investors
- Mobile app for browsing and managing investments on the go
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| What makes it different | - No markup on mid-market rates; sourced from institutional interbank market data
- Official published rates from central banks served unmodified with publication dates
- Rates updated every 60 seconds, faster than most competitors
- Free tier never expires; no credit card required to start
- One API key for all 124 central banks and tax authority sources
| - 100% repayment track record on real estate-backed notes since platform inception
- First company qualified by SEC under Regulation A+ to open private real estate investing to non-accredited investors
- Over 13 years of operating history managing real estate investments since 2013
- Direct origination and underwriting rather than marketplace model
- Verified residential collateral and first- or second-lien security on every loan
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| Free plan | Not given
| Not given
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| Open source | Not given
| Not given
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| Platforms | Not given
| Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 23 ▲ +2 (up) since last check | 49 ▲ +1 (up) since last check |
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| Trust Flow (Majestic) | 17 | 19 |
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| Citation Flow (Majestic) | 45 | 32 |
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| Referring domains (Majestic) | 251 | 595 |
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6 details filled in for both companies.
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