AllRatesToday vs PayDD
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
AllRatesToday compared with PayDD
| Detail | 
AllRatesToday | P
PayDD |
|---|
| What it does | Real-Time Exchange Rate API for Developers
| Global payroll, China EOR, and bulk B2C payments with T+0 settlement
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| Stage | Established
| Startup
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| Founded | 2026
| 2024
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| Based in | GB
| CN
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| Pricing model | Not given
| Contact for pricing
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| Pricing | Not given
| China EOR from $299/employee/month
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| Key features | - Real-time exchange rates updated every 60 seconds
- Official central bank and tax authority rates from 124 sources
- 160+ currencies supported
- Historical exchange rate data with flexible date ranges
- Multiple output formats: JSON, CSV, XML, XLSX
- Official SDKs for JavaScript, Python, PHP, Rust and Go
- Model Context Protocol (MCP) integration for AI agents
- Bearer token authentication with simple setup
- Low latency powered by Cloudflare edge network
- 99.9% measured uptime SLA
| - T+0 same-day cross-border payroll settlement
- Global payroll to 150+ countries in local currency
- 2-hour AI-powered KYC onboarding
- Automated Chinese social security and housing fund management
- Batch payouts for KOLs, contractors, and freelancers
- Employee expense reimbursement in multiple currencies
- PCI-DSS and AML compliant infrastructure
- Bilingual Chinese and English platform
- Tax documentation, withholding, and invoicing tools
- CSV uploads and API integrations for bulk payments
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| What makes it different | - No markup on mid-market rates; sourced from institutional interbank market data
- Official published rates from central banks served unmodified with publication dates
- Rates updated every 60 seconds, faster than most competitors
- Free tier never expires; no credit card required to start
- One API key for all 124 central banks and tax authority sources
| - Employer of Record services in China without requiring a local entity
- T+0 instant settlement versus traditional SWIFT delays
- Unified workflow for compliance, payouts, and audit evidence
- Coverage across 150+ countries with corridor availability
- Specialized support for KOL and MCN agency payroll
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| Free plan | Not given
| Not given
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| Open source | Not given
| Not given
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| Platforms | Not given
| Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 23 ▲ +2 (up) since last check | 24 ● no change since last check |
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| Trust Flow (Majestic) | 17 | 3 |
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| Citation Flow (Majestic) | 45 | 22 |
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| Referring domains (Majestic) | 251 | 22 |
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6 details filled in for both companies.
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