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AllRatesToday vs Payset

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

AllRatesToday compared with Payset
DetailAllRatesToday logo AllRatesTodayPayset logo Payset
What it doesReal-Time Exchange Rate API for Developers Multi-currency business accounts for fast international payments and smarter FX
StageEstablished Established
Founded2026 2018
Based inGB GB
Pricing modelNot given Freemium
PricingNot given Account opening: free. Receiving funds: from £2 locally, up to 0.4% (min £10) internationally. Sending funds: from £2 locally, up to 0.4% (min £12) internationally. Currency exchange: as low as 0.09%. CHAPS transfers: from £14-£15. Urgent payments: from £20. Monthly access fee may apply based on ris
Key features
  • Real-time exchange rates updated every 60 seconds
  • Official central bank and tax authority rates from 124 sources
  • 160+ currencies supported
  • Historical exchange rate data with flexible date ranges
  • Multiple output formats: JSON, CSV, XML, XLSX
  • Official SDKs for JavaScript, Python, PHP, Rust and Go
  • Model Context Protocol (MCP) integration for AI agents
  • Bearer token authentication with simple setup
  • Low latency powered by Cloudflare edge network
  • 99.9% measured uptime SLA
  • Send and receive in 34 currencies
  • Exchange up to 38 currency pairs
  • Local IBANs in five regions (UK, Europe, US, Singapore, Hong Kong)
  • Team management with permission controls
  • Multi-signature approval for transactions
  • Spending rules per user
  • 24/7 account security
  • Two-factor authentication
  • Multiple payment networks (SWIFT, SEPA, ACH, Fedwire, Faster Payments)
  • Quick onboarding (1-3 business days)
What makes it different
  • No markup on mid-market rates; sourced from institutional interbank market data
  • Official published rates from central banks served unmodified with publication dates
  • Rates updated every 60 seconds, faster than most competitors
  • Free tier never expires; no credit card required to start
  • One API key for all 124 central banks and tax authority sources
  • FCA-regulated electronic money institution with segregated safeguarding
  • Personalized support through multiple channels (phone, email, live chat, WhatsApp)
  • Serves 70+ countries with local payment networks
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)20 +2 (up) since last check39 no change since last check
Trust Flow (Majestic)1729
Citation Flow (Majestic)4522
Referring domains (Majestic)251701

6 details filled in for both companies.

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