Authorization and control layer for AI agent payments
AI-powered underwriting platform for direct lenders
Stage
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Founded
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Based in
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US
Pricing model
Paid
Contact for pricing
Pricing
Team Starter: $39.99/month for up to 100 transactions per month. Team Pro: $174.99/month for up to 500 transactions per month. Additional transactions: $0.40 per transaction beyond plan limits. Individuals: 1.5% per transaction ($0.50 minimum), no subscription required, first 5 transactions free. Ne
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Key features
Single-use virtual cards for each approved purchase
Per-transaction, daily, weekly, and aggregate spending limits
Auto-approve threshold for small purchases
Merchant allowlist with subdomain matching
Complete audit trail of all transactions
OAuth integration with Claude, ChatGPT, Claude Code, Codex and Cursor
Team budgets and rules with shared envelope
Per-member and per-agent transaction recording
Visa and Mastercard support
MCP-native integration
Instant decisions in under 250 milliseconds
Hunt Score explainable credit risk score
Custom risk models with automatic retraining
Fair lending and ECOA/FCRA compliance
Fraud detection with 99.7% catch rate
Bank and income verification
Background checks and identity verification
REST API with SDKs for six languages
Document collection and OCR
Portfolio analytics and collections workflow
What makes it different
Real card and funding details never exposed to agents
Each card works once, then is dead
Server-side enforcement of all spending rules
One breach leaks only one disposable card, not funding source
Works in minutes with no setup required
Approves 34% more applicants with 50%+ lower default rates
Authoryze
HL Hunt AI Underwriting