Authoryze vs Sebpay

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Authoryze compared with Sebpay
Detail	Authoryze	Sebpay
What it does	Authorization and control layer for AI agent payments	Simplified African payment collection and payouts through Mobile Money and APIs
Stage	Not given	Not given
Founded	Not given	Not given
Based in	Not given	BJ
Pricing model	Paid	Paid
Pricing	Team Starter: $39.99/month for up to 100 transactions per month. Team Pro: $174.99/month for up to 500 transactions per month. Additional transactions: $0.40 per transaction beyond plan limits. Individuals: 1.5% per transaction ($0.50 minimum), no subscription required, first 5 transactions free. Ne	Pay-in fees from 2.5%, payout fees from 0.5%. Country-specific rates vary: Benin (2.7% pay-in, 1.9% payout), Burkina Faso (3.5-4% pay-in, 2.5% payout), Côte d'Ivoire (2.5% pay-in, 2% payout), Cameroon (3.5% pay-in, 2.5% payout), Congo-Brazzaville (4.5% pay-in, 0.5% payout), Kenya (2.5% pay-in, 2% pa
Key features	Single-use virtual cards for each approved purchase Per-transaction, daily, weekly, and aggregate spending limits Auto-approve threshold for small purchases Merchant allowlist with subdomain matching Complete audit trail of all transactions OAuth integration with Claude, ChatGPT, Claude Code, Codex and Cursor Team budgets and rules with shared envelope Per-member and per-agent transaction recording Visa and Mastercard support MCP-native integration	Pay-in collection across 21 African countries with 14+ mobile money operators Payout functionality to mobile money and bank accounts Payment links shareable via WhatsApp, email, or SMS QR code generation for in-store or event payments Real-time webhook notifications for transaction status updates OpenAPI documentation and free sandbox environment 24/7 customer support in French and English with 2-hour response target Settlement and automated fund routing to wallets or bank accounts Multi-account types for individual users, businesses, and crypto payments
What makes it different	Real card and funding details never exposed to agents Each card works once, then is dead Server-side enforcement of all spending rules One breach leaks only one disposable card, not funding source Works in minutes with no setup required	Fast production deployment with sandbox and instant webhooks Quick fund withdrawals with no withdrawal fees Support available 24/7 in French with rapid response times KYC verification completed in 24-48 business hours
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	8 −1 (down) since last check	4 no change since last check
Trust Flow (Majestic)	2	0
Citation Flow (Majestic)	29	14
Referring domains (Majestic)	109	2

5 details filled in for both companies.

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