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Bankflow vs Heft

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Bankflow compared with Heft
DetailBankflow logo BankflowHeft logo Heft
What it doesTurn bank statements, invoices and receipts into categorized financial data ready to export Your bookkeeping, done for you
StageNot given Not given
FoundedNot given Not given
Based inNot given NL
Pricing modelNot given Paid
PricingFree: 50 credits one-time, 1 client workspace. Starter: $14.99/month, 300 credits monthly, unlimited client workspaces. Pro: $39.99/month, 1,000 credits monthly, unlimited client workspaces. Business: $99.99/month, 3,000 credits monthly, unlimited client workspaces. Top-up packs: 250 credits for $10 Receipt agent €49/month for up to 150 payments a month, Receipt agent Plus €99/month for up to 300 payments a month. Billed monthly from day one, plus VAT or sales tax where it applies. Cancel any time, effective at the end of the month. In the eurozone you pay in euros, everywhere else in US dollar
Key features
  • Drag-and-drop PDF, CSV, XLSX and JSON upload including scanned and password-protected files
  • Automatic transaction extraction with dates, amounts, descriptions and vendor identification
  • Statement balance verification and reconciliation checks
  • Direct integration with QuickBooks, Xero, Sage and other accounting software
  • Email forwarding import with automatic attachment capture
  • Cashflow forecasting with runway projections and profit-and-loss statements
  • Automatic receipt fetching from email and supplier portals
  • Receipt-to-payment matching
  • Portal login handling without fixed list
  • Monthly bookkeeping with accountant handover
  • DATEV export for German accountants
  • VAT returns through ELSTER
  • Subscription tracking and cancellation
  • Read-only bank access with fraud detection
  • Chat interface for spending questions
What makes it different
  • Categorization rules run automatically on all historical imports and future statements
  • Priced per page processed rather than per user or company seat
  • Fetches invoices directly from supplier portals without a fixed list, handling portal login automation
  • Processes data in the EU with GDPR compliance and no AI training on your data
  • Full bookkeeping for German companies including tax returns and annual accounts
  • Works across multiple banks in Germany, neighboring countries and the US
Community votes00
DR (Domain Rating by Ahrefs)22 +1 (up) since last check12 no change since last check
Trust Flow (Majestic)2016
Citation Flow (Majestic)2430
Referring domains (Majestic)4995

4 details filled in for both companies.

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