BANKPILOT vs Authoryze

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

BANKPILOT compared with Authoryze
Detail	BANKPILOT	Authoryze
What it does	Smart payment monitoring for your bank account	Authorization and control layer for AI agent payments
Stage	Not given	Not given
Founded	Not given	Not given
Based in	DE	Not given
Pricing model	Free trial	Paid
Pricing	Monthly: €9.99 (regular) or €5.00 with 50% founder discount. Annual: €99 (regular) or €49.50 with 50% founder discount, saving approximately 17%. Both plans include automatic recurring payment monitoring, AI-assisted categorization, email notifications for missing or overdue payments, browser-based	Team Starter: $39.99/month for up to 100 transactions per month. Team Pro: $174.99/month for up to 500 transactions per month. Additional transactions: $0.40 per transaction beyond plan limits. Individuals: 1.5% per transaction ($0.50 minimum), no subscription required, first 5 transactions free. Ne
Key features	Automatic recurring payment monitoring Real-time alerts for missing or overdue payments Detection of missing transactions Rent payment monitoring for landlords Overview of active subscriptions and contracts Subscription price increase alerts PSD2 bank synchronization across Europe AI-assisted transaction categorization Encrypted bank account data storage Incoming payment alerts	Single-use virtual cards for each approved purchase Per-transaction, daily, weekly, and aggregate spending limits Auto-approve threshold for small purchases Merchant allowlist with subdomain matching Complete audit trail of all transactions OAuth integration with Claude, ChatGPT, Claude Code, Codex and Cursor Team budgets and rules with shared envelope Per-member and per-agent transaction recording Visa and Mastercard support MCP-native integration
What makes it different	Secure PSD2 Open Banking integration so you never share bank credentials AI automatically detects recurring patterns and price changes Works in background with encrypted server-side monitoring Tailored for landlords, small businesses, and freelancers No credit card required for 30-day free trial	Real card and funding details never exposed to agents Each card works once, then is dead Server-side enforcement of all spending rules One breach leaks only one disposable card, not funding source Works in minutes with no setup required
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	33 +1 (up) since last check	9 no change since last check
Trust Flow (Majestic)	6	2
Citation Flow (Majestic)	23	29
Referring domains (Majestic)	15	109

5 details filled in for both companies.

More alternatives to BANKPILOT More alternatives to Authoryze